A Grace Period By Any Other Name
June 11, 2015
No Comments
Call it what you will, CFPB’s promise to go easy on mortgage disclosure changes provides some temporary relief.
Mortgages
Help Members Know Before They Owe
June 10, 2015
No Comments
Will new mortgage disclosures set to take effect in August help or hinder consumer understanding of debt?
Small Loans Could Be Big Business
June 3, 2015
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Zillow mortgage research shows that many small borrowers will pay 10% more for every dollar borrowed than a borrower with a $400,000 loan.
San Antonio FCU Posts A Record Mortgage Performance
May 12, 2015
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The Florida credit union reported a 97% increase in first mortgage originations in the first quarter of 2015.
Are You Living Under A Rock?
May 7, 2015
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TILA/RESPA integrated disclosure is so much more than a disclosure regulation. Many believe it will be a bigger deal than the Qualified Mortgage rule from January 2014.
Gaining Influence In A Metropolitan Area
April 10, 2015
No Comments
University Federal Credit Union is a mover and shaker in Central Texas.
A Mortgage Strategy With A 61% Growth Rate
April 8, 2015
No Comments
Investments in products, technology, and personnel contribute to tremendous mortgage loan performance at Ventura County Credit Union.
Why The Community Reinvestment Act Matters To Credit Unions
April 7, 2015
No Comments
Credit unions might not be subject to CRA guidelines, but they still need to be aware of the value of CRA-eligible loans.
TILA/RESPA Preparation Check-In
April 6, 2015
No Comments
Now is the time to get ready for mortgage disclosure changes coming Aug. 1.
Use Data To Maximize Limited Window Of Opportunity
April 6, 2015
No Comments
Credit unions can use number crunching to identify mortgage and HELOC candidates.
A Grace Period By Any Other Name
Call it what you will, CFPB's promise to go easy on mortgage disclosure changes provides some temporary relief.
Small Loans Could Be Big Business
Zillow mortgage research shows that many small borrowers will pay 10% more for every dollar borrowed than a borrower with a $400,000 loan.
San Antonio FCU Posts A Record Mortgage Performance
The Florida credit union reported a 97% increase in first mortgage originations in the first quarter of 2015.
Are You Living Under A Rock?
TILA/RESPA integrated disclosure is so much more than a disclosure regulation. Many believe it will be a bigger deal than the Qualified Mortgage rule from ...
Gaining Influence In A Metropolitan Area
University Federal Credit Union is a mover and shaker in Central Texas.
A Mortgage Strategy With A 61% Growth Rate
Investments in products, technology, and personnel contribute to tremendous mortgage loan performance at Ventura County Credit Union.
Why The Community Reinvestment Act Matters To Credit Unions
Credit unions might not be subject to CRA guidelines, but they still need to be aware of the value of CRA-eligible loans.
TILA/RESPA Preparation Check-In
Now is the time to get ready for mortgage disclosure changes coming Aug. 1.
Use Data To Maximize Limited Window Of Opportunity
Credit unions can use number crunching to identify mortgage and HELOC candidates.
Browse Topics
Future Bets From Today’s Credit Unions
Marc Rapport
Industry leaders share how they approach fintech investment, balancing immediate needs with longer-term bets while keeping member value and mission at the center.
Competing For Gen Z, SMBs, And The Future Of Money
Callahan & Associates
Credit unions that enable seamless movement between fiat and digital assets position themselves as a trusted on- and off-ramp.
The Financial Readiness Gap: Credit Unions Evaluate It Every Day. But Who Builds It?
Callahan & Associates
The credit unions that win the next generation will be the ones that showed up early, when young members were forming habits and deciding whom to trust.
Defending Your Credit Union Against Fraud Means Fighting Fire With Smarter Fire
Callahan & Associates
The challenge is no longer whether to adopt AI, but how to adopt it responsibly with the right governance, the right partners, and the right balance between technology and human oversight.
Digital Assets Are Coming For Payments. Are Credit Unions Ready?
Andrew Lepczyk
McKinsey projects trillions of dollars in growth across digital assets, with money movement emerging as one of the biggest opportunities.
The Long Game For Fintech At FORUM Credit Union
Marc Rapport
The Indiana cooperative blends internal development with selective partnerships to meet members’ needs today now while positioning for what’s next.
Mission Fed Weighs Fintech Returns Against Real-World Fit
Marc Rapport
The San Diego cooperative leans on its CUSO and the CURQL network to make fintech investments, but member needs still guide which solutions ultimately make it into the credit union’s operations.
AI Boot Camp Is More Than Basic Training At Clearview FCU
Aaron Passman
Hands-on work with artificial intelligence tools is future-proofing staff members, giving them the confidence to adopt new technology and embrace efficiencies.
Stable Economy. Strained Households.
Andrew Lepczyk
Wages briefly caught up with inflation, but rising costs have pushed them back into negative territory. Here’s what that shift means for member finances and credit union performance.
Fintech Grounded In Mission As Much As Market Opportunity
Marc Rapport
Suncoast Credit Union balances near-term needs with longer-term bets, applying discipline to timing, valuation, and fit to decide when to invest and when to walk away.
Help Members Know Before They Owe