Mortgages

Are You Living Under A Rock?

TILA/RESPA integrated disclosure is so much more than a disclosure regulation. Many believe it will be a bigger deal than the Qualified Mortgage rule from January 2014.

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Credit Union Industry Commentary

Help Members Know Before They Owe

Will new mortgage disclosures set to take effect in August help or hinder consumer understanding of debt?
Credit Union Industry Commentary

Small Loans Could Be Big Business

Zillow mortgage research shows that many small borrowers will pay 10% more for every dollar borrowed than a borrower with a $400,000 loan.
Industry Insights

San Antonio FCU Posts A Record Mortgage Performance

The Florida credit union reported a 97% increase in first mortgage originations in the first quarter of 2015.
Credit Union Industry Commentary

Are You Living Under A Rock?

TILA/RESPA integrated disclosure is so much more than a disclosure regulation. Many believe it will be a bigger deal than the Qualified Mortgage rule from ...
Features

Gaining Influence In A Metropolitan Area

University Federal Credit Union is a mover and shaker in Central Texas.
Features

A Mortgage Strategy With A 61% Growth Rate

Investments in products, technology, and personnel contribute to tremendous mortgage loan performance at Ventura County Credit Union.
Credit Union Industry Commentary

Why The Community Reinvestment Act Matters To Credit Unions

Credit unions might not be subject to CRA guidelines, but they still need to be aware of the value of CRA-eligible loans.
Features

TILA/RESPA Preparation Check-In

Now is the time to get ready for mortgage disclosure changes coming Aug. 1.
Features

Use Data To Maximize Limited Window Of Opportunity

Credit unions can use number crunching to identify mortgage and HELOC candidates.
Features

Using Fannie Mae’s Collateral Underwriter Helps Manage Risk

Appraisal risk application supports proactive management of appraisal quality and improves customer relationship tools.
From left: Dave Valentine, chief lending and strategy officer at Illinois-based Consumers Credit Union, and his dad, Mike Valentine, CEO of BCU.

A Credit Union Bond Beyond Bloodlines

For Mike and Dave Valentine, the family business just happens to be credit unions. The father-son duo talk leadership styles, cooperative values, and the lessons they’ve learned from each other along the way.

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Colorful digital promo for Baton Rouge Telco Federal Credit Union's Era's Tour-inspired HELOC campaign. It features bold “zero out-of-pocket costs” messaging and a call-to-action button.

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

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