Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

Industry Insights

Shares By The Numbers (2Q18)

Deposit balances were on the rise as annual growth hit 5.4% in the second quarter of 2018.
Industry Insights

Credit Cards By The Numbers (2Q18)

Although credit card penetration rates held steady at 17.3%, credit card loan balances increased 9.1% annually.
Industry Insights

Keeping The Deposits Matters As Much As Controlling The Payments

Panelists at the Credit Union Summit during PayThink 2018 discuss Zelle, product integration, and staying relevant.
Industry Insights

What Does A Culture & Values Officer Do?

Five can’t-miss data points this week on CreditUnions.com.
Industry Insights

The Payments Ecosystem Is Changing. Will You Be Ready?

3 takeaways from the Electronic Transactions Association’s TRANSACT Tech DC/ FinTech Policy Forum.
Industry Insights

Great Rates And Payment Space Invaders

Five can’t-miss data points this week on CreditUnions.com.
Features

Alexa, How Does Numerica Do Payments?

Early adoption and member convenience drive strategy at this Spokane cooperative.
Features

Maximizing Profit Through Risk-Based Pricing

Risk-based pricing helps credit card programs succeed and comply by rewarding low credit risk behaviors and increasing access to the underserved.
Features

Payments Space Invaders: Who’s Stealing Your Swipes?

Tech-savvy credit union executives and seasoned consultants share strategy and payments plays that deserve a second look.
Callahan Collections

A Great Rate To Fill The Deposit Gap

In search of liquidity, Day Air Credit Union introduces a five-year certificate at 3.05% APY.
Colorful digital promo for Baton Rouge Telco Federal Credit Union's Era's Tour-inspired HELOC campaign. It features bold “zero out-of-pocket costs” messaging and a call-to-action button.

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

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