Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

Features

Buy Now, Pay Later: Fad Or The Future?

BNPL programs have become a key player in the financial landscape, with some credit unions adopting their own version for their members.
Credit Union Industry Commentary

6 Reasons Credit Unions Are Selling Their Credit Card Portfolios

Market pressures and compliance challenges are just two variables pushing cooperatives to hand off their card operations.
Features

It’s Time To Rethink Credit Card Rewards

How credit card reward programs drive business and loyalty at Alliant and Affinity credit unions.
Graph Of The Week

Members Want BNPL. How Will You Respond?

A March 2024 study determined Buy Now, Pay Later tools are among the top features consumers want from their payments options.
Partner Perspectives

The Future Of Check Processing: A Transaction Level Approach

A new approach to transaction processing lowers costs, reduces risks, and increases efficiency.
Partner Perspectives

4 Strategies To Increase Prepaid Card Usage And Acceptance

An examination of common obstacles to prepaid card adoption and effective strategies for overcoming them.
Blogs

Ask An Analyst: What Does The Data Say About Financial Wellness?

Americans face challenges in retirement planning and rising debt. Credit unions can help them tackle that.
Features

First Financial Of Maryland Doubles Down On AI-Powered Lending

After an AI-driven unsecured short-term loan brought in roughly $10 million in four years, the mid-Atlantic cooperative is branching out into credit cards.
Graph Of The Week

5 Graphs That Explain Loan Demand

From sky-high housing prices to increased credit card spending and beyond, these are the prime factors influencing today's lending landscape.
Graph Of The Week

Better Deposit Strategies Elevate Member Experience

With deposits per branch up 50% in the past five years, many credit unions are redeploying staff to provide more holistic offerings such as financial ...
Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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