Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

Industry Insights

By Rail Or Snail: Mixed Reports On Payments Progress

Fed calls for task force to study creating new, faster payments rails, while Fiserv survey finds mobile adoption accelerating on the fast track.
Features

How To Bounce Back When Your Auto Portfolio Bottoms Out

When indirect lending margins at Orange County’s Credit Union started to shrink, the $1.2 billion cooperative injected life into its auto portfolio with a new ...
Industry Insights

How Credit Unions Can Prove Themselves

A review of practices that show how and why credit unions are boosting their visibility and viability.
Features

First Imperial Grows Deposits While Shrinking Payday Lenders’ Market

This California credit union grows deposits by focusing on checking account, and loan growth among members other financial institutions rebuff.
Features

How Interra Credit Union Snagged $13.6M In New Money

Unpacking the takeaways from a November CD special that averaged more than $1 million per day.
Industry Insights

How Do You Solve A Problem Like Deposits?

The share growth strategies featured this week on CreditUnions.com will ensure the industry continues on its trajectory of superior financial performance and member service.
Features

2 Ways To Incentivize Deposit Activity

Whether the goal is growth or control, high-yield offerings can shape saving behaviors that benefit the member and the credit union.
Industry Insights

Bitcoin Bowl Points To Virtual Currency Vitality

College football game a sign of things to come? Some vendors jump in, others stay on sidelines as bitcoin usage grows.
Credit Union Industry Commentary

First Quarter Growth In 2015 Is Critical To Sustain Momentum

First quarter is an ideal time to pay slightly above market to lock in long-term CDs and reactivate interest in money market offerings.
Features

Anatomy Of A Big Thinker: An Update On Guthrie Federal Credit Union

The Pennsylvania institution has struck a balance between growth and stability.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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