Refinance

Features

How One Credit Union Is Combatting The Lock-In Effect

Wings Credit Union unlocked opportunity in its mortgage portfolio by drawing in members with a desirable rate and a few other perks.
Features

Ready To Make The Most Of Today’s Lending Environment? Wright-Patt Credit Union Is.

Interest rates and inflation meet member budgetary challenges, but this Ohio credit union has a plan for that.
Features

How Credit Unions Are Coping With Surging Mortgage Rates (Part 1)

Some underwriting and belt-tightening, staffing and product changes are part of the response as swiftly rising rates roil the housing market.
Features

Are We In A Housing Bubble? 5 Credit Union Leaders Weigh In

Supply still lags demand but price hikes are slowing, and a lot has changed in the past 15 years.
Features

How Direct Lending Drives The Auto Portfolio At 2 Small Credit Unions

When it comes to building the auto portfolio, BHCU and Seasons FCU take different directions but arrive at the same destination.
Features

The ReFi Boom Is Coming To An End, What’s Next For Credit Unions?

Home equity loans for remodeling can help fill the mortgage lending pipeline as the refinancing boom begins to fizzle.
Features

Don’t Refi. Modify.

Low interest rates have ignited interest in refinances. At Star One, mortgage modifications build member loyalty.
Industry Insights

4 Trends To Watch In 2021

The financial constraints credit unions faced in 2020 provide insights for how to move forward in the coming year.
Features

What Could Post-Pandemic Growth Look Like?

Timely strategies for increasing your lending opportunities (while delivering exceptional member service) during and after the pandemic.
Features

There’s No Place Like Home With A 12.5-Year Loan

One Idaho cooperative stands out in a rural market dominated by credit unions with a new package of home loans that serve educators and first ...

5 Takeaways From Trendwatch

Credit unions posted record revenue in the third quarter thanks to large gains in loan and investment income, yet asset quality worsened as the industry braced for interest rate cuts.

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