The deadline to submit comments about NCUA’s risk-based capital proposal is April 27. This roundup of RBC2 commentary offers inspiration and suggestions for crafting a comment.
As America continues to transform itself economically, credit unions are becoming more involved in their communities.
To promote the continuous evolution of the credit union charter and its multifaceted contributions to the country’s economic progress, a new cooperative regulatory structure is needed.
Legal battle and years of uncertainty could follow a final rule like this.
This “fundamentally flawed” policy actually creates a capital problem.
Rick Metsger says the NCUA has a duty to protect the insurance fund against “material risks.”
Like generals, regulators are always fighting the last war.
Much of the logic surrounding RBC2 is absurd, especially the idea that it offers any more protection than effective examination.
Reserves are different from capital, and with RBC2, credit union members pay the price.
University Federal Credit Union is a mover and shaker in Central Texas.
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
RKL offers insight, expertise, and experience to help fight off growing threats.
Members are anxious about their financial futures, even as credit unions remain financially strong. Institutions that respond to this moment can make 2026 a turning point.
Global events are flowing directly into household budgets, reshaping how credit union members save, borrow, and cope. Such trends don’t always show up in headline data.
Credit unions are benefiting from a rare margin advantage as loans reprice slower than deposits. The question now is how institutions will use that strength to better serve members.
Membership growth is slowing, but financial activity is not. What does the modern financial relationship look like?
Inflation, war, and uncertain futures have reshaped members’ needs in 2026. What does credit union performance data from the first quarter of 2026 say about household budgets, inflation pressures, and more?
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
Today’s job market is shaped by skills based expectations, with employers slowing entry level hiring and placing greater emphasis on applied experience.
St. Cloud Financial is betting on digital assets to protect member relationships and future relevance. It’s picked up lessons for other leaders along the way.
23 Reasons Credit Unions Should Care About RBC2