CECL: A Half-Baked Cake
One year after implementation, there’s still work to be done when it comes to new rules around expected credit losses.
Risk/Compliance
Our Risk page is the top spot to learn about business continuity, compliance, enterprise risk management, fraud, and vendor management.
Top Risk/Compliance Articles
Everyone’s A Risk Manager At Logix FCU
For the past decade, the credit union’s head risk leader has been evangelizing the idea that everyone must be a risk manager to ensure the
5 Lessons For Credit Unions From Silicon Valley Bank’s Collapse
The crisis is still unfolding, but the latest high-profile bank failure has plenty of takeaways for credit unions around asset management, net worth, communication, and
What Does Fourth Quarter Data Mean For The Risk-Based Capital Proposal?
March 12, 2015
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Year-end data clearly proves there is no capital problem or shortfall in the credit union system.
Why Tax Reform Can Threaten The Credit Union Tax Exemption
March 12, 2015
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An explanation of the most recent threat to the industry’s exemption.
Promises And Paranoia At The GAC
March 11, 2015
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Regulators and legislators promise reform to skeptical audience, plus other observations from four days in DC.
Ready For Rising Interest Rates?
March 9, 2015
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News reports of an impending increase in the interest rate environment are widespread. These three graphs show whether credit unions are positioned to respond.
The Price Is Right
March 9, 2015
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Properly pricing and managing the loan portfolio is a major driver of success for a credit union.
NCUA: Here’s What The FDIC Really Said
March 4, 2015
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When will the NCUA pay attention to how the FDIC views risk-based capital?
Training Fleas And RBC
March 2, 2015
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Escape the circus and live beyond the limits of the imaginary lid. Comment on the RBC rule.
Credit Unions And RESPA-TILA: A 4-Step Guide To Taming The Compliance Beast
March 2, 2015
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Credit Unions should consider these four tips to make sure they’re ready for the change.
Need Expertise? Take Expertise. Got A Branch? Give A Branch.
February 23, 2015
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The financial system is ripe for enhanced cooperation between leagues, CUSOs, credit unions, and talented individuals.
A Hybrid Approach To Vendor Management
February 23, 2015
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How ORNL Federal Credit Union designed a vendor management system that is both centralized and departmentalized.
Why Tax Reform Can Threaten The Credit Union Tax Exemption
An explanation of the most recent threat to the industry's exemption.
Promises And Paranoia At The GAC
Regulators and legislators promise reform to skeptical audience, plus other observations from four days in DC.
Ready For Rising Interest Rates?
News reports of an impending increase in the interest rate environment are widespread. These three graphs show whether credit unions are positioned to respond.
The Price Is Right
Properly pricing and managing the loan portfolio is a major driver of success for a credit union.
NCUA: Here’s What The FDIC Really Said
When will the NCUA pay attention to how the FDIC views risk-based capital?
Training Fleas And RBC
Escape the circus and live beyond the limits of the imaginary lid. Comment on the RBC rule.
Credit Unions And RESPA-TILA: A 4-Step Guide To Taming The Compliance Beast
Credit Unions should consider these four tips to make sure they're ready for the change.
Need Expertise? Take Expertise. Got A Branch? Give A Branch.
The financial system is ripe for enhanced cooperation between leagues, CUSOs, credit unions, and talented individuals.
A Hybrid Approach To Vendor Management
How ORNL Federal Credit Union designed a vendor management system that is both centralized and departmentalized.
Browse Topics
The Year Behind And A Look Ahead
Andrew Lepczyk
Six data points showcase what’s happening in the U.S. economy that could direct credit union decision-making in the year to come.
4 Ways To Build A Better Peer Group In 2025
Andrew Lepczyk
From geography to field of membership and more, here’s how to get a jump on performance benchmarking in the new year.
Credit Unions Can Support Americans’ No. 1 New Year’s Resolution
Aaron Passman
Consumers desperately want to save money, but an overwhelming majority say one or more obstacles stand in their way.
Best Of 2024: Fostering Financially Strong Credit Unions
Aaron Passman
A look back at how credit unions navigated 2024’s financial complexities to strengthen their balance sheets and build a resilient foundation for the future.
Best Of 2024: Driving Employee Engagement
Aaron Passman
Employee engagement was a top credit union priority in 2024, as the industry worked to tackle challenges like mental health, financial wellness, change management, and more.
Best Of 2024: Supporting Member Financial Wellbeing
Aaron Passman
A look back at how credit unions championed member financial wellbeing in 2024 with innovative products and services that meet members where they are and help them thrive.
Best Of 2024: Building Vibrant Communities
Aaron Passman
Credit unions in 2024 leveraged data, mobile branches, and innovative housing solutions to empower underserved communities, foster diversity, and create lasting member connections.
Everything Is More Expensive For Everyone
Sherry Virden
With the Fed poised to continue cutting interest rates, the near-term outlook for the credit union earnings model is much more promising.
Balance Sheet Flexibility Is Top Of Mind For Credit Unions
Roman Ojala
After adjusting to a new normal following a slew of rate increases, repricing opportunities could be on the horizon.
Quarterly Market Snapshot And Two-Year Financial Statement
Andrew Lepczyk
The latest quarterly performance metrics from across the credit union industry, including loan growth, income and expenses, and more.
What Does Fourth Quarter Data Mean For The Risk-Based Capital Proposal?