CECL: A Half-Baked Cake
One year after implementation, there’s still work to be done when it comes to new rules around expected credit losses.
Risk/Compliance
Our Risk page is the top spot to learn about business continuity, compliance, enterprise risk management, fraud, and vendor management.
Top Risk/Compliance Articles
Everyone’s A Risk Manager At Logix FCU
For the past decade, the credit union’s head risk leader has been evangelizing the idea that everyone must be a risk manager to ensure the
5 Lessons For Credit Unions From Silicon Valley Bank’s Collapse
The crisis is still unfolding, but the latest high-profile bank failure has plenty of takeaways for credit unions around asset management, net worth, communication, and
Shaking Things To The Core?
February 19, 2015
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Core processing pundits say Temenos will be a worthy competitor in the U.S. credit union market. The Swiss company just bought Akcelerant, a long-established provider of ancillary solutions to several hundred credit unions.
Comment Now, Comment Later
February 13, 2015
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Industry preparing RBC commentary as NCUA rolls out annual regulatory review list with more to consider, and a deadline in August.
CFPB Should Expand ‘Small Lender’ Definition
February 13, 2015
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Qualified mortgage rules should reflect bigger credit unions as part of the solution, not part of the problem.
Are Credit Unions Too Squeamish To Watch Matz And McWatters Duke It Out?
February 5, 2015
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A new era of transparent debate and both sides of the story will be good for us all!
NCUA: The Man In The Mirror?
January 22, 2015
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NCUA preaches member data protection, told to practice the same, as agency prepares regulatory response to California thumb drive mishap.
New Technology For A New SEG
January 20, 2015
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Justin Curcio, COO of Darden Employees Federal Credit Union, describes how credit unions can prepare for the technological challenges associated with a growing nationwide member base.
The Secret Legal Opinions Behind Public Decisions
January 20, 2015
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NCUA is setting an anti-democratic precedent in its repeated efforts to keep private the legal opinions about its public regulatory authority. RBC is one example. The CUSO rule is another. Will there be more?
Rate Your Regulator
January 16, 2015
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How did the three board members and NCUA fare during the open meeting in which the agency released the revised risk-based capital proposal?
A Look Behind NCUA’s Revised RBC Proposal
January 16, 2015
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A condensed review of the changes NCUA made to its proposed risk-based capital rule and the primary takeaways for credit unions.
NCUA Pays Big Attention To Small Credit Unions
January 14, 2015
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New Jersey de novo says it’s well capitalized but heavily restricted, and CEO has some suggestions for working together.
Shaking Things To The Core?
Core processing pundits say Temenos will be a worthy competitor in the U.S. credit union market. The Swiss company just bought Akcelerant, a long-established provider ...
Comment Now, Comment Later
Industry preparing RBC commentary as NCUA rolls out annual regulatory review list with more to consider, and a deadline in August.
Are Credit Unions Too Squeamish To Watch Matz And McWatters Duke It Out?
A new era of transparent debate and both sides of the story will be good for us all!
NCUA: The Man In The Mirror?
NCUA preaches member data protection, told to practice the same, as agency prepares regulatory response to California thumb drive mishap.
New Technology For A New SEG
Justin Curcio, COO of Darden Employees Federal Credit Union, describes how credit unions can prepare for the technological challenges associated with a growing nationwide member ...
The Secret Legal Opinions Behind Public Decisions
NCUA is setting an anti-democratic precedent in its repeated efforts to keep private the legal opinions about its public regulatory authority. RBC is one example. ...
Rate Your Regulator
How did the three board members and NCUA fare during the open meeting in which the agency released the revised risk-based capital proposal?
A Look Behind NCUA’s Revised RBC Proposal
A condensed review of the changes NCUA made to its proposed risk-based capital rule and the primary takeaways for credit unions.
NCUA Pays Big Attention To Small Credit Unions
New Jersey de novo says it’s well capitalized but heavily restricted, and CEO has some suggestions for working together.
Browse Topics
What’s In A Name: Vice President Of Retail Quality Control And Projects
Marc Rapport
Stephanie Sides straddles daily branch operations and strategic management to ensure retail quality at Texas Trust.
Universal Tellers Take Credit Unions Beyond Basic Banking
Marc Rapport
Branching experts share the pros and cons behind ditching the traditional teller role in favor of a new staffing model.
Traditional Tellers Offer Tried-And-True Benefits
Marc Rapport
Evolving technology and alternative staffing models offer greater flexibility and efficiencies, but the conventional service model remains a mainstay at many credit unions.
Redwood Credit Union Serves Up More Than Financial Services
Savana Morie
The California cooperative has partnered with a catering company to open a café in its two headquarters buildings, offering fresh, affordable food to the public.
More Branches, But Smaller And Smarter
Aaron Passman
Cooperatives are expanding branch networks as banks of all sizes pull back from brick-and-mortar.
UFCU’s Mobile Branch Drives Financial Sense In Underserved Communities
Savana Morie
The Texas credit union is extending financial services and resources to geographical areas with limited or no banking presence.
Loan Trends In 2Q24
Andrew Lepczyk
Fluctuating loan demand upset credit union lending pipelines and balance sheets in the first half of the year. How significant were these impacts?
Macroeconomic Indicators In 2Q24
Andrew Lepczyk
Six data points showcase what’s happening in the U.S. economy that could direct credit union decision-making for the rest of the year.
As Indirect Lending Falls, So Goes Auto Market Share
Sherry Virden
Credit unions have made the choice to back away from indirect auto lending, but that has come with a substantial opportunity cost.
Better Rates And Service Mean Extra Costs For Credit Unions
Trace Jerrett
Credit unions leverage their member-first mission to better serve all members, even those of modest means, making cooperatives especially valuable in challenging economic times.
CFPB Should Expand ‘Small Lender’ Definition