State In The Spotlight: California
California credit unions outperformed national averages on both sides of the balance sheet. Average loan balance, average share balance, and average member relationship were all higher than the national averages.
California credit unions outperformed national averages on both sides of the balance sheet. Average loan balance, average share balance, and average member relationship were all higher than the national averages.
The California credit union has deployed a fleet of machines that bypass the member-to-teller schlep with the receipt.
Why Shoreline Credit Union sold its stake in indirect lending.
An Idaho credit union uses credit score analysis to build long-term relationships and the loan portfolio.
KCT Credit Union shows how arbitrage through the Federal Home Loan Bank adds income where there was none.
Erin Mendez, CEO at Patelco Credit Union, describes how changing a culture requires tough decisions, collaborative work, and faith in those around you.
The industry is increasingly looking to operatives to advance its agenda at state houses and on Capitol Hill.
A Maryland credit union with a closed membership shows how its auto draft program is better for business than indirect lending.
A marketing campaign at a Kentucky credit union makes member communication a top priority.
Co-ops are hoping to deepen services to their communities as more states allow municipal deposits, including recently New Jersey and Washington.

Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.

RKL offers insight, expertise, and experience to help fight off growing threats.

Members are anxious about their financial futures, even as credit unions remain financially strong. Institutions that respond to this moment can make 2026 a turning point.

Global events are flowing directly into household budgets, reshaping how credit union members save, borrow, and cope. Such trends don’t always show up in headline data.

Credit unions are benefiting from a rare margin advantage as loans reprice slower than deposits. The question now is how institutions will use that strength to better serve members.

Membership growth is slowing, but financial activity is not. What does the modern financial relationship look like?

Inflation, war, and uncertain futures have reshaped members’ needs in 2026. What does credit union performance data from the first quarter of 2026 say about household budgets, inflation pressures, and more?

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

Today’s job market is shaped by skills based expectations, with employers slowing entry level hiring and placing greater emphasis on applied experience.

St. Cloud Financial is betting on digital assets to protect member relationships and future relevance. It’s picked up lessons for other leaders along the way.