The CEO of the Self-Help credit unions uses secondary capital to fight predatory lending and protect financially vulnerable consumers.
As the cooperative celebrates its third anniversary, a survey shows 31% of members have opened a savings account for the first time in their lives.
St. Louis Community Credit Union strives to be a positive force, and it has the impact report to prove it.
Credit unions called to expand the work of financial inclusion to a widening sea of faces.
How BECU uses Fannie Mae HomeReady Mortgage program and financial education to enable members to buy their homes.
Counseling and lending go hand-in-hand in Border FCU’s financial empowerment program.
Hope and Latino Community credit unions share products expanding homeownership in communities of color.
Managing risk and building relationships helps two small credit unions lend to C-D-E-paper borrowers.
This look at the daily financial lives of everyday Americans could spark strategic thinking for credit unions serving the growing gig economy.
To serve consumers of alternative financial services, credit unions must first understand who they are and what they want.
The annual conference offered insights on why service organizations remain a strategic asset for credit unions and how collaboration, AI, and advocacy are shaping what comes next.
Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.
More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.
Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.
Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.
The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.
CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.
Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.
Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.
Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.