I helped a member who is in his 20’s and had accumulated quite a bit of debt over several credit cards, mostly from things outside his control. All of the credit cards were at least 28% interest, some up to 35%. He was worried that even though he made all the payments on time, and […]

This is more of a steppingstone story. A 19-year-old member opened a checking account with us in June 2025, shortly after graduating high school. During senior year at Collins Career Center, he had started a paid internship that turned into full-time employment, giving him a strong start so early in life. Not long after opening […]

Last fall, an older couple stopped by a financial wellness fair outside a Navy Federal Credit Union branch in Oceanside, CA. As the man stepped inside the branch, his wife lingered at the tables outside. She shared that her husband was a longtime member, but she had never had an account of her own. In […]

A member came to the CDFI after being persuaded to take out a title loan to help her daughter. She is deaf and had long trusted her daughter with her finances, but the decision nearly cost her everything. Within days, she owed $4,900 under devastating terms: a 36-month loan at 203.39% interest, with monthly payments […]

A member applied to refinance a car loan to lower the monthly payment. The member had a monthly payment of $662 for 72 months at a rate of 11.50%. After refinancing with We Florida Financial, the member’s new payment was $472 per month at a rate of 7.94%. The member’s payment was reduced by $190 […]

A disabled 60-year-old member living on a fixed income came to us in January of 2025 needing funds to repair her car and purchase new tires. She had been introduced to us through a community seminar on budgeting for seniors. With a 515 credit score, no previous lending history with us, and some delinquencies that […]