Palm Readings, Reality Fairs, And More
Five can’t-miss data points this week on CreditUnions.com.
Five can’t-miss data points this week on CreditUnions.com.
BECU’s financial reality fairs teach high schoolers about the challenges of adulthood.
When the loan-to-share ratio at UICCU topped 100%, and continued to grow, the Hawkeye State credit union adopted a three-pronged funding strategy.
Evansville Teachers FCU is deploying palm vein scanners at teller lines across its branch network.
On-the-spot gratification leads to increased activation and use and the opportunity to deepen engagement.
Creating future accounting fictions is at the core of the regulator’s rationale for paying itself more and returning less to credit unions.
Callahan’s managing partner Jon Jeffreys discusses the need for credit unions to ask tough questions.
How will independent experts view the NCUA’s merger of the corporate credit union bailout leftovers into the share fund?
ADA website demand letters and lawsuits leave the movement seeking regulatory relief through more regulation.
Plus, a congressional spending bill vote looms.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
Raising The NCUSIF’s NOL: Smoke And Mirrors At The NCUA