Two Bears Are Growling
Mario Drahi and George Soros are dinging stocks and giving bond traders a reason to dip below a key level.
Mario Drahi and George Soros are dinging stocks and giving bond traders a reason to dip below a key level.
Data and insight from Callahan & Associates and industry suppliers.
Indirect lending helps the credit union industry build market share amid booming auto sales.
Credit union ledgers show no froth amid larger financial industry reports about a growing subprime auto loan bubble.
The Illinois credit union phased out its indirect lending efforts and posted major gains in its auto portfolio.
More than 19 million members hold an auto loan originated by a credit union. What does that mean for the industry’s auto loan portfolio?
These five areas of focus can help you better deal with dealers and win more business for your credit union.
GAP insurance can help lenders make lemons out of lemonade in a time of low interest rates.
This week, CreditUnions.com looks at different sources of auto loans, from the indirect channel to leases, and considers the possibility of a subprime auto bubble.
Indirect auto lending overtook direct lending one year ago, and first quarter data shows no sign of a slow down.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.

As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.
Two Bears Are Growling