Sherry Virden

Sherry Virden is an Industry Analyst at Callahan & Associates.

Blogs

As Indirect Lending Falls, So Goes Auto Market Share

Credit unions have made the choice to back away from indirect auto lending, but that has come with a substantial opportunity cost.
Graph Of The Week

A Guide To Measuring Credit Union Impact

Credit unions build stronger communities every day. It’s time to share those success stories with the world.
Industry Insights

3 Asset Quality Metrics That Matter

With interest rates up and economic growth tepid, credit union leaders are tracking key performance ratios in their loan portfolios.
Industry Insights

Americans Are Less Financially Confident Than 5 Years Ago

Despite building savings during the pandemic, less than half of Americans feel comfortable with their level of emergency savings today. Even that comfort is not ...
Graph Of The Week

The Business Case For Data Analytics

Turning raw data into actionable insights can reduce costs, head off risk, drive innovation, and more.
Blogs

The Coverage Ratio Is Falling

Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly ...
Blogs

Housing Shortages Are Plaguing Buyers And Driving Up Prices

Home prices reached record highs last year. They have since come down slightly but are still well above pre-pandemic rates. Here’s how things look state ...
Graph Of The Week

As Deposit Growth Slows, Nonmember Deposits Surge

An amended rule on public unit and nonmember shares provides new sources of liquidity for federally insured credit unions.
Blogs

Dividends Per Member Are On The Rise. So Are Member Relationships.

First quarter data highlights how credit unions have an opportunity to extend a guiding hand to consumers who might not be prudently addressing their financial ...
Blogs

Credit Unions Are Spending Money To Lend Money

First quarter data shows the cost of funds increased 78 basis points annually as share certificate balance growth helped credit unions build liquidity.
CreditUnions.com
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