LONG-RUMORED ECONOMIC HEADWINDS came to fruition in the second quarter of 2025. The job market stalled and tariff-driven inflation creeped up, creating a double whammy for Americans and credit union members. Now as much as ever, credit unions must strive to make a difference in the lives of everyday Americans. Understanding the credit union landscape is the first step toward that goal.
The following Market Snapshot and Two-Year Financial Statement provides a north star for assessing industry data and planning accordingly for the financial wellbeing of the credit union and its members.
Credit Union Performance Reports
Callahan’s Market Snapshot and Two-Year Financial Statement equip credit union leaders with the tools they need to be more informed stewards of members’ money during these changing times.
Quarterly Performance Webinar
The Latest Insights – Available On Your Schedule: Despite a shifting economic picture, credit unions continue to step up for members in uncertain times. Here’s how the industry performed during the second quarter and what that means for the remainder of 2025. Watch it now.
Quarterly Performance Coverage
Should Credit Unions Be Pessimistic Or Optimistic About The Economy? Mixed signals have left many confused about the state of the U.S. economy. Credit union leaders must evaluate competing economic narratives and position their institutions accordingly. Read more.
Member Momentum Is At A Crossroads: Member growth at U.S. credit unions is slowing, and credit unions are working to reignite growth, deepen engagement, and increase competitiveness amid shifting preferences and economic headwinds. Read more.
Unpacking The Surge In Credit Union Operating Expenses: Credit unions face rising costs from compensation and services — can they balance investment with efficiency to sustain member value? Read more.
Credit Union Asset Quality At Mid-Year 2025: Delinquencies climbed across loan types in the second quarter, reversing gains made in the first three months of the year. Read more.
Let’s Review Your Performance Together. Join Callahan for a complimentary 1:1 session to analyze your performance reports using key insights from second quarter performance data. We’ll benchmark your credit union against two to three peer groups of your choice and provide a detailed report of our findings at the end of the session to help your team make informed strategic decisions. Request now.
See You Next Quarter! CreditUnions.com updates this page with fresh credit union data every quarter, so don’t forget to come back for insights into the third quarter of 2025.
