With inflation in the rearview and interest rate cuts on the way, 2025 could be the comeback of the member. However, in the third quarter of 2024, the industry still faced the headwinds impacting lower-income consumers. That was the underlying message of the latest quarterly data: cost of living eats into savings, and high interest rates slow down originations.
Quarterly Reports
Callahan’s Market Snapshot and Two-Year Financial Statement equip readers with the tools they need to be a more informed steward for members during these changing times.
Quarterly Webinar
Third Quarter Insights Available On Your Schedule: Callahan’s third quarter Trendwatch webinar is now available on-demand. Dig into vital financial and operational metrics related to growth, penetration, lending, shares, member relationships, and more to learn how to position your credit union for success in the New Year. Watch it now.
Quarterly Performance Coverage
Asset Quality Is Worsening. Is There Light On The Horizon?: Higher interest rates have forced members to pick and choose which debts to repay and which to postpone, which doesn’t fare well for revolving products. Read more.
Everything Is More Expensive For Everyone: Credit unions faced many hurdles in the past year, but with the Federal Reserve poised to cut interest rates, the near-term outlook for the earnings model is much more promising. Read more.
Balance Sheet Flexibility Is Top Of Mind For Credit Unions: After adjusting to a new normal following a slew of rate increases, repricing opportunities could be on the horizon. Read more.
Looking for the longer view? Callahan has you covered. This page is updated quarterly with the latest data available. Callahan clients can view the previous quarterly report here.