In the first quarter, tax returns and economic normalization allowed credit unions to catch their breath after multiple quarters of rising delinquency and a slowdown in lending. But with headwinds blowing, credit unions recognized the need to stay vigilante toward helping members where it matters. The first quarter offered a window into how the industry is positioned to meet those challenges.
The following Market Snapshot and Two-Year Financial Statement can equip readers with the tools needed to evaluate the trends that shaped the first quarter and beyond.
Credit Union Performance Reports
Callahan’s Market Snapshot and Two-Year Financial Statement equip credit union leaders with the tools they need to be more informed stewards of members’ money during these changing times.
Want a closer look? Download the full report here.
Quarterly Performance Webinar
The Latest Insights – Available On Your Schedule: Despite a shifting economic picture, credit unions continue to step up for members in uncertain times. Here’s how the industry performed during the first quarter and what that means for the months ahead. Watch it now.
Quarterly Performance Coverage
5 Takeaways From Trendwatch: With economic uncertainty on the horizon, credit union members are moving money into lower-term deposits and paying down debt, helping to boost margins and lower delinquency across the industry. Read More
Seeing The Big Picture: Understanding the first-quarter macroeconomic landscape and what credit unions need to know to position themselves for the months to come. Read more
Consumer Lending Gets A Turn In The Spotlight: Overall loan originations are up from one year ago but down slightly from the end of 2024. Here’s how a jump in consumer lending could boost the balance sheet. Read More
Credit Union Savers Favor Flexibility Over Returns: Members are changing the way they deposit their money, saving more and opting for lower-yielding, more liquid account types. Read More
Eye On Asset Quality: Consumers’ budgets are tight and inflation remains high, but delinquencies and charge-offs have plateaued – good news for asset quality. Read More
Let’s Review Your Year-End Performance Together. Join Callahan for a complimentary 1:1 session to analyze your performance reports using key insights from Trendwatch 1Q25. We’ll benchmark your credit union against two to three peer groups of your choice and provide a detailed report of our findings at the end of the session to help your team make informed strategic decisions. Request now.
See You Next Quarter! CreditUnions.com updates this page with the freshest FirstLook credit union data every quarter, so don’t forget to come back for insights into the second quarter of 2025.