The Bond Market Will Decide
The lack of a unified opinion from the Federal Reserve’s Board of Governors will leave the Fed in the dust when rates rise.
The lack of a unified opinion from the Federal Reserve’s Board of Governors will leave the Fed in the dust when rates rise.
Although there are differences in bond rates around the world, they are all trading in the same direction.
Bank of England cuts rates while the American traders chew on domestic numbers and the Fed waits for European picture to clear.
While yesterday’s FOMC statement was one of the most positive in quite a while, you wouldn’t know it by looking at where the bond market ended.
Federal regulator grows its own budget instead of using credit union’s cooperative insurance fund as a collective resource to rehabilitate or resolve credit unions in difficulty.
Markets are set for day four of the summer snooze fest. If today ends up as dull as the first three days of this week, traders will have a lot of pent up energy to expend tomorrow.
PSCU Member Forum speakers offer lessons on listening to the front line and why to lead the process, not the content.
A common language, framework can help turn operational survival into strategic thriving. But getting there takes team development.
Central bank across the pond chooses to hold rates steady, giving the pound a boost over there and, along with JP Morgan earnings, some market optimism over here.
The need for monitoring grows as does the bank account as another $161 million is added ahead of the fund’s 2021 shutdown date.
The CXO of Wright-Patt Credit Union talks about what’s changed, what’s stayed the same, and what matters most as the industry evolves.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.
The Bond Market Will Decide