Credit Union Industry Commentary

Credit Union Industry Commentary

RBC2: Member-Owners Get Burned Both Ways

Reserves are different from capital, and with RBC2, credit union members pay the price.
Credit Union Industry Commentary

How The Fed Boxed Itself In

In yesterday's FOMC minutes, the Fed laid out three conditions that must be met in order for it to consider the first tightening.
Credit Union Industry Commentary

Naveo Navigates Its Name Change With A Brilliantly Simple Move

The Massachusetts credit union turns its debit card 90 degrees to improve functionality and impress the user.
Credit Union Industry Commentary

Why The Community Reinvestment Act Matters To Credit Unions

Credit unions might not be subject to CRA guidelines, but they still need to be aware of the value of CRA-eligible loans.
Credit Union Industry Commentary

RBC2: What Capital Problem?

The argument that existing capital regulations are ineffective just doesn’t hold water.
Credit Union Industry Commentary

RBC2: Just Common Sense?

Systemic rules like RBC are always simplistic and inflexible, a kind of bureaucratic bludgeon.
Credit Union Industry Commentary

RBC2: This Proposal Is No Solution

The NCUA is proposing an invasive, possibly illegal solution to a problem that does not exist.
Credit Union Industry Commentary

NCUA Repeats Its Favorite April Fools’ Day Joke

The Federal Credit Union Act requires the NCUA to submit an annual report to the President and Congress by April 1. Another year has come ...
Credit Union Industry Commentary

Don’t Believe The Hype

The bond bulls and economic bear crowd is over-hyping the potential for tomorrow’s jobs number to be a game changer.
Credit Union Industry Commentary

RBC2: Only One Mind To Change

Credit unions should focus their efforts on persuading NCUA board member Rick Metsger to change his mind on RBC.

What’s In A Name: Chief Efficiency Officer

Kelli Wisner-Frank serves as the linchpin between finance and innovation at Community Choice Credit Union, aligning automation, smarter processes, and cost discipline to turn behind the scenes fixes into front line — and bottom-line — wins.

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Jim Morrell, Peninsula Community FCU

Jim Morrell On Leadership

The CEO of Peninsula Community Federal Credit Union highlights how active listening and lessons from the basket ball court shape a culture of inclusive banking that serves members and employees.

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