Efficiency By The Numbers (1Q18)
U.S. credit unions reported the lowest ever first quarter efficiency ratio in 2018.
U.S. credit unions reported the lowest ever first quarter efficiency ratio in 2018.
The net interest margin at credit unions nationwide increased as interest income expanded more than $3 billion in the past year.
As loan growth outpaces deposit growth, the industry loan-to-share ratio reaches 82.9%.
As calls for gender parity grow louder, the credit union industry has already made large strides.
Five can’t-miss data points this week on CreditUnions.com.
Balances as well as delinquencies for credit union credit cards were on the rise in the first quarter of the year.
Credit card availability and use are on the rise. So are delinquency and charge-off rates.
Five can’t-miss data points this week on CreditUnions.com.
First quarter lending at credit unions contributed to an expanding balance sheet.
Based on July traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

CreditUnions.com revisits three credit unions to learn how their strategies have evolved since their original spotlight and see what’s in store for the future.

A national leader in urban agriculture shows how front-line insights drive real local impact — and why credit union branches are perfectly positioned to do the same.

Kirtland Credit Union’s five-tiered scoring system and rigorous approval process might look like red tape, but it’s streamlining resource allocation and improving efficiency for credit union for growth.

Half of Americans feel financially secure, yet one in five is suffering. A consortium of credit unions is changing the narrative by focusing on emotional engagement and trust.

Six credit union leaders share how they are balancing innovation and governance while deploying new tools.

Six credit union leaders share how they are balancing innovation and governance while deploying new tools.

After an anxious 2025, CFOs and observers across the industry are preparing for the year ahead — for better or for worse.

Quality payments are a hallmark of the ACH Network. Follow the rules and do right by members.

The next big storm in the Gulf isn’t an “if,” it’s a “when,” but the small Gulf-area credit union has a plan to help the community get back on its feet when the time comes.

Craft breweries demonstrate how commitment to value, operational agility, and community focus can ignite growth and drive property.