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Credit Union Industry Commentary

RBC2: Member-Owners Get Burned Both Ways

Reserves are different from capital, and with RBC2, credit union members pay the price.
Graph Of The Week

4 Trends In Marketing Spend

Marketing expenses, measurable goals, and more in this Graphic Of The Week.
Credit Union Industry Commentary

How The Fed Boxed Itself In

In yesterday's FOMC minutes, the Fed laid out three conditions that must be met in order for it to consider the first tightening.
Credit Union Industry Commentary

Naveo Navigates Its Name Change With A Brilliantly Simple Move

The Massachusetts credit union turns its debit card 90 degrees to improve functionality and impress the user.
Credit Union Industry Commentary

Why The Community Reinvestment Act Matters To Credit Unions

Credit unions might not be subject to CRA guidelines, but they still need to be aware of the value of CRA-eligible loans.
Credit Union Industry Commentary

RBC2: What Capital Problem?

The argument that existing capital regulations are ineffective just doesn’t hold water.
Credit Union Industry Commentary

RBC2: Just Common Sense?

Systemic rules like RBC are always simplistic and inflexible, a kind of bureaucratic bludgeon.
Credit Union Industry Commentary

RBC2: This Proposal Is No Solution

The NCUA is proposing an invasive, possibly illegal solution to a problem that does not exist.
Industry Insights

There’s No Place Like Home

What are credit unions doing to increase their visibility in the mortgage market?
Graph Of The Week

Credit Unions And The U.S. Housing Market

Homeownership rates, origination volume, market share, and more in this Graphic Of The Week.
Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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