You may be aware of loan participations, but you might not know how to use them, let alone where to start. Whether you’re interested in learning more about loan participations or are ready to buy or sell, Callahan’s loan participation program manual can get you and your team started.
Callahan & Associates’ Inaugural Marketing Budget Survey was created in an effort to provide credit unions with trends in marketing that are not apparent from the 5300.
Non-interest income is broken down on the 5300 call Report into only two main categories – fee income and other operating income. Without having a detailed breakdown of the various components of non-interest income, it can be hard for credit unions to gauge how they are raising non-interest income in comparison to their peers.
Most credit unions that originate mortgages will have to comply with the ATR/QM rule, set to go into effect on January 10, 2014. The rule will open your credit union to new compliance procedures and potential liabilities.
SEO is a practice with one goal: ranking No. 1 for specific search terms on search engines.
CAHP Credit Union underpins loan growth by building rapport with peace officers across the Golden State.
One size doesn’t fit all. Providing an extensive credit card product suite can enhance members’ experiences and optimize portfolio revenue streams.
Analytics that identify pay-back characteristics can help lenders expand into C segment of borrowers.
Industry co-workers and friends remember the legacy of Mr. O’Rourke.
In February 2016, Callahan & Associates surveyed and collected open-ended feedback from 203 credit union executives from 46 states regarding their preparation, implementation, and post-TRID experiences.
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
How can credit unions stay true to their mission while evolving to meet modern needs?
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
Remembering Gene O’Rourke