Credit Unions Fund More Loans, Still Hold $350 Billion In Investments
Loan growth drives down balances while industry assets overall remain steady.
Loan growth drives down balances while industry assets overall remain steady.
More plausible interest rate scenarios would better serve the industry in planning for rising rates.
This quarterly snapshot from TRUST Mutual Funds shows total investments at credit unions increased $14 billion since year-end 2014.
Reserves are different from capital, and with RBC2, credit union members pay the price.
Credit unions are on pace to break lending records set in 2012, but they need to recognize the reward and risk inherent in strong growth.
News reports of an impending increase in the interest rate environment are widespread. These three graphs show whether credit unions are positioned to respond.
This week, CreditUnions.com explores how today’s cooperative financial institution balances risk, perks, and member benefits.
Properly pricing and managing the loan portfolio is a major driver of success for a credit union.
Patelco Credit Union takes a holistic view when it comes to evaluating investment decisions.
First quarter is an ideal time to pay slightly above market to lock in long-term CDs and reactivate interest in money market offerings.

This year’s finalists are reimagining how credit unions use data to boost service levels and improve efficiencies.

In order to adopt a more proactive strategy, the Iowa cooperative is using a dedicated product development team to promote visibility and follow-through from idea to launch.

This year’s finalists are reimagining how credit unions can use AI to combine cutting-edge technology with old-school member service.

Financial advice comes in many forms. How can credits union make sure they are the No. 1 choice for their members?

This year’s finalists are uncovering new ways to harness the power of technology to improve and expand lending across the industry.

A program to help staffers improve their savings skills generated more than $200,000 in deposits and helped change participants’ financial habits.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
First Quarter 2015 Investment Review