Asset Liability Management (ALM)

Industry Insights

Credit Union Asset Quality In 1Q 2025

Delinquency and charge-offs have largely plateaued from last year. Encouragingly, many products improved compared to the previous quarter.
Blogs

Markets Responded Well To Reduced Trade Fears In May

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
Partner Perspectives

Banking On Consumer Credit: A Smart Move In Today’s Uncertain Times

Why institutions are turning to personal loans for yield and diversification.
Features

‘Rocky Road’ Ahead? Credit Union CFOs Tweak The Balance Sheet Just In Case.

With recession fears on the rise, industry leaders are hoping for the best but preparing for the worst.

Break it Down: Effective Scenario Analysis in a Dynamic Interest Rate Environment

This presentation looked at the role of scenario analysis in Asset Liability Management (ALM) for credit unions.

Innovation Series: Financial Wellness

Learn from 2025's top innovators in financial wellness, including Changed, Starlight, Silvur and Debbie.
Industry Insights

The Year Behind And A Look Ahead

Six data points showcase what's happening in the U.S. economy that could direct credit union decision-making in the year to come.
Industry Insights

Everything Is More Expensive For Everyone

With the Fed poised to continue cutting interest rates, the near-term outlook for the credit union earnings model is much more promising.
Blogs

Balance Sheet Flexibility Is Top Of Mind For Credit Unions

After adjusting to a new normal following a slew of rate increases, repricing opportunities could be on the horizon.
Blogs

Asset Quality Is Worsening. Is There Light On The Horizon?

Higher interest rates have forced members to pick and choose which debts to repay and which to postpone, which doesn't fare well for revolving products.
CreditUnions.com
Scroll to Top