Auto Lending In A Tightening Market
In the second quarter of 2017, the credit union auto market share and portfolio expanded despite declines in auto production and sales.
In the second quarter of 2017, the credit union auto market share and portfolio expanded despite declines in auto production and sales.
Heritage Community Credit Union continues to lend amid declines in auto production and sales.
Managing risk and building relationships helps two small credit unions lend to C-D-E-paper borrowers.
In this interview with CUbroadcast’s Mike Lawson, Callahan industry analyst Liz Furman highlights auto lending trends and more from CU Direct’s DRIVE17.
Takeaways from CU Direct’s DRIVE17 include the importance of speed, the impact of innovation, and improvements in dealer relationships.
Credit unions from across the country dish on tactics to find the best employees.
One report believes automated cars will be road ready by 2021. From then, the world will change fast.
Five can’t-miss data points featured this week on CreditUnions.com.
When it comes to building a strong auto portfolio, there are ways to serve members outside the traditional loan.
The story behind Golden 1 Credit Union’s 35.5% auto loan growth.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
The cost of manufactured homes has increased even faster than that of traditional houses. That can affect members’ ability to qualify for and repay those loans.