Lending Highlights From First Quarter 2016
August 22, 2016
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Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.
Auto
8 Ways To Look At Asset Quality
August 22, 2016
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Loans surpassed $800 billon in the first three months of the year. Here’s how to make sure the industry’s growing portfolio stays strong.
3 Loan Products Drive Balances To New High
August 9, 2016
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Second quarter lending puts credit unions on the path to another record-breaking year. As of June 2016, three loan products accounted for more than 81% of the annual growth.
A 3-Year Strategy To Turn Around Negative Growth
July 11, 2016
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Capitol Credit Union revamped policies, processes, and procedures to counter negative loan and member growth and once again achieve stable financial footing.
In The Year 2025
June 30, 2016
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Future shock, building a credit union blockchain, and a sustainable initiative to create credit union awareness were all topics at America’s Credit Union Conference.
CFPB Payday Lending Rule Requires Speaking Up
June 23, 2016
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New regs would provide a safe harbor under NCUA rule, but some say the effects could re-define small-dollar lending and sharply reduce availability.
Credit Unions Are Making Their Mark In Auto Lending
June 6, 2016
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Indirect lending helps the credit union industry build market share amid booming auto sales.
Is There An Auto Bubble In Credit Union Land?
June 6, 2016
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Credit union ledgers show no froth amid larger financial industry reports about a growing subprime auto loan bubble.
Why Vibrant Credit Union Doubled Down On Direct Lending
June 6, 2016
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The Illinois credit union phased out its indirect lending efforts and posted major gains in its auto portfolio.
Auto Lending By The Numbers (4Q 2015)
June 6, 2016
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More than 19 million members hold an auto loan originated by a credit union. What does that mean for the industry’s auto loan portfolio?
Lending Highlights From First Quarter 2016
Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.
8 Ways To Look At Asset Quality
Loans surpassed $800 billon in the first three months of the year. Here’s how to make sure the industry's growing portfolio stays strong.
3 Loan Products Drive Balances To New High
Second quarter lending puts credit unions on the path to another record-breaking year. As of June 2016, three loan products accounted for more than 81% ...
A 3-Year Strategy To Turn Around Negative Growth
Capitol Credit Union revamped policies, processes, and procedures to counter negative loan and member growth and once again achieve stable financial footing.
In The Year 2025
Future shock, building a credit union blockchain, and a sustainable initiative to create credit union awareness were all topics at America’s Credit Union Conference.
CFPB Payday Lending Rule Requires Speaking Up
New regs would provide a safe harbor under NCUA rule, but some say the effects could re-define small-dollar lending and sharply reduce availability.
Credit Unions Are Making Their Mark In Auto Lending
Indirect lending helps the credit union industry build market share amid booming auto sales.
Is There An Auto Bubble In Credit Union Land?
Credit union ledgers show no froth amid larger financial industry reports about a growing subprime auto loan bubble.
Why Vibrant Credit Union Doubled Down On Direct Lending
The Illinois credit union phased out its indirect lending efforts and posted major gains in its auto portfolio.
Auto Lending By The Numbers (4Q 2015)
More than 19 million members hold an auto loan originated by a credit union. What does that mean for the industry’s auto loan portfolio?
Browse Topics
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
The Affordable Housing Crisis Goes Beyond Single-Family Homes
Aaron Passman
The cost of manufactured homes has increased even faster than that of traditional houses. That can affect members’ ability to qualify for and repay those loans.