RBC2: Questionable Claims
April 16, 2015
No Comments
Much of the logic surrounding RBC2 is absurd, especially the idea that it offers any more protection than effective examination.
Capital
RBC2: Member-Owners Get Burned Both Ways
April 13, 2015
No Comments
Reserves are different from capital, and with RBC2, credit union members pay the price.
Raising Alarm About Risk-Based Capital
April 2, 2015
No Comments
Callahan’s research chief goes on the air with CUbroadcast to discuss why the NCUA board should vote against the agency’s proposed risk-based capital rule and why credit unions need to lodge their comments now.
What Does Fourth Quarter Data Mean For The Risk-Based Capital Proposal?
March 12, 2015
No Comments
Year-end data clearly proves there is no capital problem or shortfall in the credit union system.
How To Align Investments With Balance Sheet Needs
February 24, 2015
No Comments
Patelco Credit Union takes a holistic view when it comes to evaluating investment decisions.
Capital Success In The Sunshine State
February 23, 2015
No Comments
How Space Coast Credit Union re-established its net worth after merging with a troubled credit union.
4 Ratios All Staff Members Should Know
February 23, 2015
No Comments
These four performance metrics will help CFOs explain the business of credit unions and show how every employee helps the credit union achieve its goals.
A CFO’s Lessons From $10 Billion And Beyond
February 23, 2015
No Comments
Tips from BECU on how to manage growth and risk under increased regulator scrutiny.
RBC2: Member-Owners Get Burned Both Ways
Reserves are different from capital, and with RBC2, credit union members pay the price.
Raising Alarm About Risk-Based Capital
Callahan's research chief goes on the air with CUbroadcast to discuss why the NCUA board should vote against the agency's proposed risk-based capital rule and ...
What Does Fourth Quarter Data Mean For The Risk-Based Capital Proposal?
Year-end data clearly proves there is no capital problem or shortfall in the credit union system.
How To Align Investments With Balance Sheet Needs
Patelco Credit Union takes a holistic view when it comes to evaluating investment decisions.
Capital Success In The Sunshine State
How Space Coast Credit Union re-established its net worth after merging with a troubled credit union.
4 Ratios All Staff Members Should Know
These four performance metrics will help CFOs explain the business of credit unions and show how every employee helps the credit union achieve its goals.
A CFO’s Lessons From $10 Billion And Beyond
Tips from BECU on how to manage growth and risk under increased regulator scrutiny.
Browse Topics
The Numbers That Matter Most To Credit Unions
Aaron Passman
A look at year-end performance trends reveals how earnings, affordability pressures, and asset quality are redefining the operating environment heading into 2026.
The Affordability Crisis Is Reshaping Credit Union Balance Sheets
Sherry Virden
Members are struggling with an affordability crisis that is changing how they manage debt, and new behaviors are showing up across the credit union loan portfolio.
Meet The Finalists For The 2026 Innovation Series: Employee Enablement
Callahan & Associates
This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
Asset Quality Takes An Uncomfortable Turn In 2025
Andrew Lepczyk
Credit union asset quality didn’t collapse in 2025 — but it didn’t cooperate, either. What’s going on, and are credit unions prepared to respond in 2026?
Meet The Finalists For The 2026 Innovation Series: Fraud Prevention And Resolution
Callahan & Associates
This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
Meet The Finalists For The 2026 Innovation Series: Digital Member Engagement
Callahan & Associates
This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
The American Budget Squeeze
Tony Waltrich
The affordability crisis extends far beyond big-ticket expenses. As the rising cost of basic necessities outpaces income growth, household budgets are under strain and long-term financial stability is increasingly at risk.
Flexibility In The Earnings Model Matters More As Rates Turn
Omar Shalabi
As credit unions move deeper into 2026, the earnings conversation is shifting. Elevated interest rates have boosted margins and strengthened earnings flexibility, but that advantage won’t persist indefinitely.
Credit Unions At A Crossroads: Shifts, Risks, And Opportunities
Callahan & Associates
A radical shift is taking place in the way consumers move money and engage with their financial institution.
Building A ‘Culture’ Of Confidence At MSUFCU
Aaron Passman
How the Michigan-based cooperative’s “Culture of Finance” curriculum is reframing financial education.
RBC2: Questionable Claims