RBC2: Questionable Claims
April 16, 2015
No Comments
Much of the logic surrounding RBC2 is absurd, especially the idea that it offers any more protection than effective examination.
Capital
RBC2: Member-Owners Get Burned Both Ways
April 13, 2015
No Comments
Reserves are different from capital, and with RBC2, credit union members pay the price.
Raising Alarm About Risk-Based Capital
April 2, 2015
No Comments
Callahan’s research chief goes on the air with CUbroadcast to discuss why the NCUA board should vote against the agency’s proposed risk-based capital rule and why credit unions need to lodge their comments now.
What Does Fourth Quarter Data Mean For The Risk-Based Capital Proposal?
March 12, 2015
No Comments
Year-end data clearly proves there is no capital problem or shortfall in the credit union system.
How To Align Investments With Balance Sheet Needs
February 24, 2015
No Comments
Patelco Credit Union takes a holistic view when it comes to evaluating investment decisions.
Capital Success In The Sunshine State
February 23, 2015
No Comments
How Space Coast Credit Union re-established its net worth after merging with a troubled credit union.
4 Ratios All Staff Members Should Know
February 23, 2015
No Comments
These four performance metrics will help CFOs explain the business of credit unions and show how every employee helps the credit union achieve its goals.
A CFO’s Lessons From $10 Billion And Beyond
February 23, 2015
No Comments
Tips from BECU on how to manage growth and risk under increased regulator scrutiny.
RBC2: Member-Owners Get Burned Both Ways
Reserves are different from capital, and with RBC2, credit union members pay the price.
Raising Alarm About Risk-Based Capital
Callahan's research chief goes on the air with CUbroadcast to discuss why the NCUA board should vote against the agency's proposed risk-based capital rule and ...
What Does Fourth Quarter Data Mean For The Risk-Based Capital Proposal?
Year-end data clearly proves there is no capital problem or shortfall in the credit union system.
How To Align Investments With Balance Sheet Needs
Patelco Credit Union takes a holistic view when it comes to evaluating investment decisions.
Capital Success In The Sunshine State
How Space Coast Credit Union re-established its net worth after merging with a troubled credit union.
4 Ratios All Staff Members Should Know
These four performance metrics will help CFOs explain the business of credit unions and show how every employee helps the credit union achieve its goals.
A CFO’s Lessons From $10 Billion And Beyond
Tips from BECU on how to manage growth and risk under increased regulator scrutiny.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
RBC2: Questionable Claims