The Build Vs. Buy Decision For CECL Implementation
How credit unions can avoid “analysis paralysis” as January 2023 deadline draws near.
How credit unions can avoid “analysis paralysis” as January 2023 deadline draws near.
Here are some key points to consider about being qualitatively and quantitatively prepared for the new Current Expected Credit Loss (CECL) standards.
Collections strategies should consider the outsourcing of early stage delinquency to experience the cost savings and compliant expertise as the delinquency rate remains uncertain.
Mortgage originations set a quarterly record while consumer lending rebounded in the fourth quarter of 2020. Further economic reopening brings optimism, but the industry must monitor pandemic-related declines in asset quality.
Loan performance in 2020 might shed light on the future of credit union lending.
Member engagement is on the rise as credit unions build on post-recession membership surge.
If your credit union works with a third-party vendor for your collections efforts, you know how important it is to ensure your partners perform at an optimal level. These are the five standard reports that you should expect from your collections partner.
A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
Credit unions reported the best delinquency rates since before the Great Recession. A deeper dive into the data shows which areas are performing the best.
Lending is the engine that powers credit unions, and these seven ratios will help every employee understand why.

Having weathered a difficult five years, U.S households have modestly improved their financial situation in the short term; their long-term prognosis is murkier.

Third quarter performance data is a reminder that credit unions perform best when conditions are hardest.

From cross-cooperative collaboration to well-timed relief products and services, credit unions are lightening the holiday budget burden.

Amid a turbulent financial landscape, credit unions across the country stepped in with lending, grants, and community partnerships to support small businesses and entrepreneurs.

The Arizona-based credit union has revamped its approach to financial education and community partnerships to better serve the needs of its market.

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

A pair of CDFI grants allowed the Florida-based credit union to help members restart their lives on the island or relocate to the United States.

From the boardroom to the branch floor, credit union leaders share thoughts on being different, embracing challenges, keeping mission top of mind, and more.

The right people in the right positions can make a meaningful difference in driving success and exploring opportunities.

The editorial team at Callahan & Associates weighs in on stories that defined 2025 through actionable strategies, meaningful insights, and perspectives that continue to influence the cooperative movement.