Delinquency

Industry Insights

How Are Credit Unions Using Excess Liquidity?

Many Americans have been beefing up their savings during the COVID-19 lockdowns. Credit unions are putting those additional funds toward less fortunate members.
Features

Predictive Analytics In Play At BCU

The suburban Chicago shop is building out models to prepare for a surge in delinquencies and charge-offs.
Features

Why 2 Credit Unions Are Reserving More For Loan Risk

CFOs from Workers and Patelco share their thinking about what’s to come and what they’re doing to prepare.
Industry Insights

Tales From The Data: Credit Unions And COVID-19

Early first quarter data shows the industry balance sheet is changing as credit unions respond to COVID-19.
Features

The Power Of Proactivity

Ironworkers USA FCU uses swag and swagger to steal business from fintechs and save members big bucks.
Industry Insights

Indirect Lending Growth Tails Off Sharply

Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.
Industry Insights

Industry Trends: Loans (3Q19)

Third quarter lending performance rebounds from a slow first half of the year.
Industry Insights

Credit And Debit Use Grow, But So Do Delinquencies

Member engagement is on the rise as credit unions build on post-recession membership surge.
Graph Of The Week

How Does Lending At Your Credit Union Perform Against Peers?

An interactive dashboard by Callahan & Associates offers insight into the loan portfolio of any credit union in the United States.
Features

5 Standard Reports Your Outsourced Collections Partner Should Provide

If your credit union works with a third-party vendor for your collections efforts, you know how important it is to ensure your partners perform at ...

The American Budget Squeeze

The affordability crisis extends far beyond big-ticket expenses. As the rising cost of basic necessities outpaces income growth, household budgets are under strain and long-term financial stability is increasingly at risk.

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