The Power Of Proactivity
Ironworkers USA FCU uses swag and swagger to steal business from fintechs and save members big bucks.
Ironworkers USA FCU uses swag and swagger to steal business from fintechs and save members big bucks.
Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.
Third quarter lending performance rebounds from a slow first half of the year.
Member engagement is on the rise as credit unions build on post-recession membership surge.
An interactive dashboard by Callahan & Associates offers insight into the loan portfolio of any credit union in the United States.
If your credit union works with a third-party vendor for your collections efforts, you know how important it is to ensure your partners perform at an optimal level. These are the five standard reports that you should expect from your collections partner.
As credit card lending nationwide continues to rise, consumers are increasingly looking to credit unions as a source of lending.
Incorporating peer analysis is an ideal way to enhance the impact of planning season.
Consumer protections apply equally to in-house and outsourced collections teams, and training for compliance should be a priority.
Credit unions reported the best delinquency rates since before the Great Recession. A deeper dive into the data shows which areas are performing the best.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.