Delinquency

5 Takeaways From Trendwatch 3Q 2024

Credit unions posted record revenue in the third quarter thanks to large gains in loan and investment income, yet asset quality worsened as the industry braced for interest rate cuts.

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Blogs

Asset Quality Is Worsening. Is There Light On The Horizon?

Higher interest rates have forced members to pick and choose which debts to repay and which to postpone, which doesn't fare well for revolving products.
Blogs

5 Takeaways From Trendwatch 3Q 2024

Credit unions posted record revenue in the third quarter thanks to large gains in loan and investment income, yet asset quality worsened as the industry ...
Blogs

Better Rates And Service Mean Extra Costs For Credit Unions

Credit unions leverage their member-first mission to better serve all members, even those of modest means, making cooperatives especially valuable in challenging economic times.
Credit Union Industry Commentary

CECL: A Half-Baked Cake

One year after implementation, there’s still work to be done when it comes to new rules around expected credit losses.
Industry Insights

3 Asset Quality Metrics That Matter

With interest rates up and economic growth tepid, credit union leaders are tracking key performance ratios in their loan portfolios.
Blogs

5 Takeaways From Trendwatch 1Q 2024

Asset quality, liquidity, and revenue are all on the minds of credit union leaders. Here's what the data has to say about that and more.
Industry Insights

High Rates + Costly Assets = Slow Lending

Following years of elevated output, lending returned to historic norms in 2023.
Blogs

5 Takeaways From Trendwatch 2023

What might performance in 2023 mean for 2024?
Features

Ready To Make The Most Of Today’s Lending Environment? Wright-Patt Credit Union Is.

Interest rates and inflation meet member budgetary challenges, but this Ohio credit union has a plan for that.
Graph Of The Week

Indirect Delinquency Continues To Outpace Direct

Loans sourced from third parties helped credit unions make up for plummeting originations and foot traffic during the COVID-19 pandemic, but the strategy has presented ...
CreditUnions.com
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