Delinquency

Blogs

Housing Shortages Are Plaguing Buyers And Driving Up Prices

Home prices reached record highs last year. They have since come down slightly but are still well above pre-pandemic rates. Here’s how things look state ...
Features

The Good, The Bad, And The Complicated: How Atomic Credit Union Learned To Live With CECL

The Ohio cooperative is improving processes and strategizing while waiting to see how compliance shakes out.
Blogs

Loan Delinquency Rates Take Divergent Paths Amid Uncertain Economy

Credit card delinquencies have reached a post-recession high; meanwhile, first mortgage delinquencies have hit an all-time low. What gives?
Blogs

Shifts In Asset Quality Could Shape The Year Ahead

After a tumultuous 2022, many institutions are closely eying delinquencies and charge-offs in the hopes of warding off widespread problems.
Blogs

Callahan’s Guide To The 2023 Final Four

The sports analysts at Callahan & Associates wrap up March Madness with predictions based on credit union performance data. Which team will reign supreme?
Blogs

5 Takeaways From Trendwatch 4Q 2022

Dive into the performance trends that shaped the final quarter of the year, and learn how those metrics could impact the months ahead.
Graph Of The Week

Loan Loss Provisions Jumped By Triple Digits

Uncertainty surrounding the financial health of members pushed credit unions to set aside more money to cover loan losses in the fourth quarter.
Industry Insights

Loan Balances Reached Record-Breaking YOY Growth

Outstanding loan balances grew 19.1% in the third quarter of 2022. That number has never been higher at U.S. credit unions. What else happened in ...
Graph Of The Week

Credit Unions Are Besting The Competition On Delinquency

Late payments are on the rise across the nation, but delinquency at credit unions is nearly half the national average.
Graph Of The Week

Financial Literacy Offerings Drive Down Credit Union Delinquency Rates

For institutions with $100 million or more in assets, educational offerings are often a key factor when it comes to preventing late loan payments.
Scroll to Top