Delinquency

Industry Insights

3 Lending Trends To Inform Strategy In 2021

Loan performance in 2020 might shed light on the future of credit union lending.
Industry Insights

How Are Credit Unions Using Excess Liquidity?

Many Americans have been beefing up their savings during the COVID-19 lockdowns. Credit unions are putting those additional funds toward less fortunate members.
Features

Predictive Analytics In Play At BCU

The suburban Chicago shop is building out models to prepare for a surge in delinquencies and charge-offs.
Features

Why 2 Credit Unions Are Reserving More For Loan Risk

CFOs from Workers and Patelco share their thinking about what’s to come and what they’re doing to prepare.
Industry Insights

Tales From The Data: Credit Unions And COVID-19

Early first quarter data shows the industry balance sheet is changing as credit unions respond to COVID-19.
Features

The Power Of Proactivity

Ironworkers USA FCU uses swag and swagger to steal business from fintechs and save members big bucks.
Industry Insights

Indirect Lending Growth Tails Off Sharply

Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.
Industry Insights

Industry Trends: Loans (3Q19)

Third quarter lending performance rebounds from a slow first half of the year.
Industry Insights

Credit And Debit Use Grow, But So Do Delinquencies

Member engagement is on the rise as credit unions build on post-recession membership surge.
Graph Of The Week

How Does Lending At Your Credit Union Perform Against Peers?

An interactive dashboard by Callahan & Associates offers insight into the loan portfolio of any credit union in the United States.
From left: Dave Valentine, chief lending and strategy officer at Illinois-based Consumers Credit Union, and his dad, Mike Valentine, CEO of BCU.

A Credit Union Bond Beyond Bloodlines

For Mike and Dave Valentine, the family business just happens to be credit unions. The father-son duo talk leadership styles, cooperative values, and the lessons they’ve learned from each other along the way.

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Colorful digital promo for Baton Rouge Telco Federal Credit Union's Era's Tour-inspired HELOC campaign. It features bold “zero out-of-pocket costs” messaging and a call-to-action button.

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

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