Efficiency By The Numbers (2Q18)
The credit union industry’s efficiency ratio of 69.8% as of June 30 was the lowest it’s been since 2010.
The credit union industry’s efficiency ratio of 69.8% as of June 30 was the lowest it’s been since 2010.
The total number of credit unions dropped by 50 in the second quarter, and membership expanded 4.3%, the equivalent of 4.7 million new members. What else happened in the second quarter?
What credit unions need to know about members, lending, asset quality, share balances, and more at second quarter 2018.
As the industry looks for ways to accelerate deposits, it appears Iowa credit unions are ahead of the curve with higher than average share growth.
Deposit balances were on the rise as annual growth hit 5.4% in the second quarter of 2018.
Total auto balances were on the rise as annual growth hit 10.6% in the second quarter of 2018.
The credit union loan portfolio surpassed $1.0 trillion in the second quarter of 2018. Dig deep into this piece of the balance sheet.
Three percent cash back and $59 a year are among the terms of Alliant Credit Union’s new credit card offering.
Five can’t-miss data points this week on CreditUnions.com.
Asset quality is stronger than one year ago as 2018 shapes up to be the best year for delinquency since the Great Recession.

Having weathered a difficult five years, U.S households have modestly improved their financial situation in the short term; their long-term prognosis is murkier.

Third quarter performance data is a reminder that credit unions perform best when conditions are hardest.

From cross-cooperative collaboration to well-timed relief products and services, credit unions are lightening the holiday budget burden.

Amid a turbulent financial landscape, credit unions across the country stepped in with lending, grants, and community partnerships to support small businesses and entrepreneurs.

The Arizona-based credit union has revamped its approach to financial education and community partnerships to better serve the needs of its market.

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

A pair of CDFI grants allowed the Florida-based credit union to help members restart their lives on the island or relocate to the United States.

From the boardroom to the branch floor, credit union leaders share thoughts on being different, embracing challenges, keeping mission top of mind, and more.

The right people in the right positions can make a meaningful difference in driving success and exploring opportunities.

The editorial team at Callahan & Associates weighs in on stories that defined 2025 through actionable strategies, meaningful insights, and perspectives that continue to influence the cooperative movement.