3 Takeaways From Trendwatch 3Q 2015
Third quarter performance data showcases credit union successes in lending and shares.
Third quarter performance data showcases credit union successes in lending and shares.
Mortgage lenders are using data to gain an edge in closing more high-quality home loans.
Not all dark waters as TRID changes take effect and HMDA changes announced, but much work remains.
In February, Callahan & Associates visited Iowa-based Veridian Credit Union ($20.B, Waterloo, IA) for a two-day investigation into how the credit union creates a culture where everyone is a leader and everyone is an owner. Learn more in this quarter’s Anatomy Of A Leadership Culture.
Surging credit union metrics combine with startling measures of Americans’ financial woes to paint picture of opportunity and challenge.
Wings Financial’s triple-digit annual increase in first mortgage originations is a guiding force in the North Star State.
Call it what you will, CFPB’s promise to go easy on mortgage disclosure changes provides some temporary relief.
Zillow mortgage research shows that many small borrowers will pay 10% more for every dollar borrowed than a borrower with a $400,000 loan.
First quarter performance data showcases current and future areas of growth for credit unions, including first mortgages and share accounts.
The Florida credit union reported a 97% increase in first mortgage originations in the first quarter of 2015.

In order to adopt a more proactive strategy, the Iowa cooperative is using a dedicated product development team to promote visibility and follow-through from idea to launch.

This year’s finalists are reimagining how credit unions can use AI to combine cutting-edge technology with old-school member service.

Financial advice comes in many forms. How can credits union make sure they are the No. 1 choice for their members?

This year’s finalists are uncovering new ways to harness the power of technology to improve and expand lending across the industry.

A program to help staffers improve their savings skills generated more than $200,000 in deposits and helped change participants’ financial habits.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
Small Loans Could Be Big Business