How Mortgage Lenders Win With Data
Mortgage lenders are using data to gain an edge in closing more high-quality home loans.
Mortgage lenders are using data to gain an edge in closing more high-quality home loans.
Not all dark waters as TRID changes take effect and HMDA changes announced, but much work remains.
In February, Callahan & Associates visited Iowa-based Veridian Credit Union ($20.B, Waterloo, IA) for a two-day investigation into how the credit union creates a culture where everyone is a leader and everyone is an owner. Learn more in this quarter’s Anatomy Of A Leadership Culture.
Surging credit union metrics combine with startling measures of Americans’ financial woes to paint picture of opportunity and challenge.
Wings Financial’s triple-digit annual increase in first mortgage originations is a guiding force in the North Star State.
Call it what you will, CFPB’s promise to go easy on mortgage disclosure changes provides some temporary relief.
Zillow mortgage research shows that many small borrowers will pay 10% more for every dollar borrowed than a borrower with a $400,000 loan.
First quarter performance data showcases current and future areas of growth for credit unions, including first mortgages and share accounts.
The Florida credit union reported a 97% increase in first mortgage originations in the first quarter of 2015.
University Federal Credit Union is a mover and shaker in Central Texas.

Having weathered a difficult five years, U.S households have modestly improved their financial situation in the short term; their long-term prognosis is murkier.

Third quarter performance data is a reminder that credit unions perform best when conditions are hardest.

From cross-cooperative collaboration to well-timed relief products and services, credit unions are lightening the holiday budget burden.

Amid a turbulent financial landscape, credit unions across the country stepped in with lending, grants, and community partnerships to support small businesses and entrepreneurs.

The Arizona-based credit union has revamped its approach to financial education and community partnerships to better serve the needs of its market.

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

A pair of CDFI grants allowed the Florida-based credit union to help members restart their lives on the island or relocate to the United States.

From the boardroom to the branch floor, credit union leaders share thoughts on being different, embracing challenges, keeping mission top of mind, and more.

The right people in the right positions can make a meaningful difference in driving success and exploring opportunities.

The editorial team at Callahan & Associates weighs in on stories that defined 2025 through actionable strategies, meaningful insights, and perspectives that continue to influence the cooperative movement.
Small Loans Could Be Big Business