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Blogs

Credit Union Asset Quality In 4Q 2024

Delinquency and charge-offs are up for credit unions. Does that spell trouble, or is it an opportunity to help members in need?
Features

A Creative Mortgage Solution Helps Members Move Forward

Wings Financial’s member-focused approach to lending helps it tackle high mortgage rates.
Features

Best Of 2024: Building Vibrant Communities

Credit unions in 2024 leveraged data, mobile branches, and innovative housing solutions to empower underserved communities, foster diversity, and create lasting member connections.
Blogs

Asset Quality Is Worsening. Is There Light On The Horizon?

Higher interest rates have forced members to pick and choose which debts to repay and which to postpone, which doesn't fare well for revolving products.
Features

Mortgages For The Military, Members For Life

Credit union leaders share how they navigate a successful VA loan program and address challenges veterans face.
Features

How To Help Gen Z Combat The ‘Vibecession’

The economy feels pretty bleak to young consumers, with homeownership seeming permanently out of reach. Some credit unions are taking steps to combat that pessimism.
Features

Millennials Are Driving Mortgage Growth At These Credit Unions

Discover how Liberty FCU and Veridian Credit Union are successfully increasing mortgage portfolios with strategies tailored for Gen Z and millennials.
Graph Of The Week

5 Graphs That Explain Loan Demand

From sky-high housing prices to increased credit card spending and beyond, these are the prime factors influencing today's lending landscape.
Features

GreenState Foundation Invests In Data To Improve Its Community

A partnership with United Ways of Iowa is uncovering insights about employed community members who struggle under limited assets and constrained income.
Graph Of The Week

Share Draft And Auto Loan Penetration Jump Substantially

Penetration growth is uneven across product lines, with share draft and auto loans blazing a trail in the past decade while other products remain stagnant.
1Q25 Share Change By Product

5 Takeaways From Trendwatch

With economic uncertainty on the horizon, credit union members are moving money into lower-term deposits and paying down debt, helping to boost margins and lower delinquency across the industry.

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Compliance Without Compromise

Leveraging cutting-edge technology, like AI automation and intelligent document processing, can streamline portfolio protection, minimize disruptions, and ensure accuracy.

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