First Mortgages

Industry Insights

Originations Slide As Lenders Tighten Underwriting

The Federal Reserve is projected to cut rates several times in 2024; however, soaring prices and dwindling savings still leave Americans with little incentive to ...
Features

There’s More Than 1 Way To Make A Mortgage

An inclusive approach to home loans at Honor Credit Union helps the cooperative confront inequality across Michigan.
Features

Ready To Make The Most Of Today’s Lending Environment? Wright-Patt Credit Union Is.

Interest rates and inflation meet member budgetary challenges, but this Ohio credit union has a plan for that.
Features

2024 Vendor Showcase

Vendors break down the problems they solve and highlight what makes them stand out in a crowded industry.
Blogs

Best Of 2023: Fostering Financially Strong Credit Unions

From liquidity challenges to slowdowns in lending, new regulations and more, credit unions embraced uncertainty this year.
Features

3 Ways To Better Serve Hispanic Members

An inside look at how Unitus Community has built a holistic approach to service.
Blogs

Housing Shortages Are Plaguing Buyers And Driving Up Prices

Home prices reached record highs last year. They have since come down slightly but are still well above pre-pandemic rates. Here’s how things look state ...
Features

OneAZ Is Expanding Financial Access To The Underbanked. Here’s How.

The Grand Canyon State cooperative is offering three new products to reach underbanked members and provide financial education for adults and young members alike.
Blogs

Loan Delinquency Rates Take Divergent Paths Amid Uncertain Economy

Credit card delinquencies have reached a post-recession high; meanwhile, first mortgage delinquencies have hit an all-time low. What gives?
Features

Impact Strategies From January 2023

A look back at strategies and ideas that help credit unions make an even bigger difference in the communities they serve.
CreditUnions.com
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