By offering both in-school and refinance lending, credit unions can appeal to members at multiple stages of life and establish a genuine opportunity for long-term relationships.
The economic landscape looks much different today than it did 10 years ago. How have credit unions navigated the changes in the larger economy?
Having the right strategy in place makes investment decisions fairly independent of interest rate rises and falls.
The Michigan credit union is democratizing data with an enterprise approach to developing new levels of visualized insight.
To create a culture of empowerment, Infinity FCU gives employees a vision to work toward, a decision-making model that managers stand behind, and ongoing training opportunities.
In a tight labor market, credit unions find creative ways to attract talent.
Stacy Armijo works across her enterprise and the community to promote member service and brand awareness at Amplify Credit Union.
A solid strategy helps credit unions make the most difficult of business decisions: Choosing what not to do.
Total loans at U.S. credit unions increased 9.5% in the third quarter of 2018 and reached an all-time high.
Credit card balances were up 8.4% annually to $59.9 billion as of Sept. 30, 2018.
Coastal Credit Union evaluates fintech through the lens of member value, strategic growth, and organizational readiness to implement new ideas.
Credit unions are making decisions about where to build, invest, and partner as they balance today’s priorities with tomorrow’s opportunities.
Industry leaders share how they approach fintech investment, balancing immediate needs with longer-term bets while keeping member value and mission at the center.
Credit unions that enable seamless movement between fiat and digital assets position themselves as a trusted on- and off-ramp.
The credit unions that win the next generation will be the ones that showed up early, when young members were forming habits and deciding whom to trust.
The challenge is no longer whether to adopt AI, but how to adopt it responsibly with the right governance, the right partners, and the right balance between technology and human oversight.
McKinsey projects trillions of dollars in growth across digital assets, with money movement emerging as one of the biggest opportunities.
The Indiana cooperative blends internal development with selective partnerships to meet members’ needs today now while positioning for what’s next.
The San Diego cooperative leans on its CUSO and the CURQL network to make fintech investments, but member needs still guide which solutions ultimately make it into the credit union’s operations.
Hands-on work with artificial intelligence tools is future-proofing staff members, giving them the confidence to adopt new technology and embrace efficiencies.