Home Ownership Is Out Of Reach
Housing is less affordable today than it was before the 2008 housing crisis. How did we get here? And how can credit unions help?
Housing is less affordable today than it was before the 2008 housing crisis. How did we get here? And how can credit unions help?
The cooperative’s down payment assistance and ground lease partnerships enable public employees to break free from a lifetime of renting.
Through the Volunteer Income Tax Assistance program, cooperatives help prep and file tax returns for underserved community members.
Georgia’s Own addresses emotional exhaustion among call center staff members now working at home.
Five industry leaders share how they keep innovation at the forefront in a challenging, changing environment.
Five credit unions shares insights from their Paycheck Protection Program efforts.
When the coronavirus pandemic created economic hardship for Atlanta contract workers, the city turned to a local credit union to disburse tax-free funds and bridge the income gap.
Georgia’s Own Credit Union was months away from finalizing a merger when the coronavirus pandemic hit. Rather than hitting pause, the credit union devised a plan to forge ahead.
UNFCU and All In take consultative and do-it-yourself paths, respectively, to achieve better internal processes and member service.
Credit union senior managers dish on what they’ve learned, and unlearned, from their transition to cooperative financial services.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.