Lending

Our Lending page is the spot for credit union strategies on product development, operations, and pricing.

Top Lending Articles

Leaning Into Loans

This week, CreditUnions.com looks at popular credit union lending strategies, from decentralized lending across hundreds of branches to a member business loan program 10 years in the making.

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Features

For Some, Efficiency Starts With Investing In-House

Maroon Financial Credit Union lowered its efficiency ratio by generating more revenue from an expanded mortgage origination campaign.
Features

Efficiency And Opportunity In The Southeastern Market

A Q&A with Amy Perez, assistant vice president of retail lending at Grow Financial Credit Union.
Industry Insights

Leaning Into Loans

This week, CreditUnions.com looks at popular credit union lending strategies, from decentralized lending across hundreds of branches to a member business loan program 10 years ...
Features

How To Move To An In-House Business Model

SECU of Maryland’s move to bring its business lending operations in-house resulted in a return on investment in the range of 250 to 300 basis ...
Features

How Credit Unions Can Expand Millennial Mortgage Opportunities

Individualized, timely service and best rate possible for mortgage insurance can help seal the deal.
Graph Of The Week

Credit Union Lending Models

Results from a Callahan & Associates online poll show which lending models lead to higher credit union performance.
Features

How To Run A Loan Program With 256 Origination Centers

State Employees’ Credit Union takes a decentralized approach to its lending model. How does it work, and why does the credit union believe this complex, ...
Features

Explaining The Fine Print Of Member Business Loan Documents

The fine print counts, so here are some common terms found in commercial loan documents spelled out in plain English.
Industry Insights

Auto Lending Booms; Indirect Grows As A Channel Of Choice

Indirect lending fuels double-digit growth in the auto portfolio.
Industry Insights

Outsource, Insource, Or Something In-Between?

As the business model of credit unions evolves, leaders must decide how to allocate resources and where to invest time, money, and people.
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