Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
The Alternative To Dealer Partners
March 2, 2015
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Whether they substitute or augment your dealer relationships, car buying services can help support targeted strategies.
The Opportunity In Crowdsourced Lending For A Hispanic Community
March 2, 2015
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California-based Travis Credit Union combines the credit union experience with cultural customs.
SECU Scores Obama Nod With FICO Program
March 2, 2015
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A half-million members respond so far to North Carolina credit union’s offer of free credit scores. President digs it, too.
Member-Focused Staff Can Sell With Tech Tools
March 2, 2015
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You can have a member-focused staff while increasing sales and growing fee-income opportunities through technology.
The Year Of The Credit Union Loan
March 2, 2015
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The strategies, trends, and data presented this week on CreditUnions.com underscore the lending opportunities credit unions have in 2015.
Credit Union Lending In 2014
March 2, 2015
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Seven graphics highlight where the credit union industry gained the most momentum during the past year.
Seven Seventeen Doubles Loan Growth With CRIF ACTion
March 2, 2015
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Increased efficiency and added functionality spurs a jump from 4% growth in 2013 to 8% in 2014.
Tapping Into Retail And Medical Financing To Grow Loan Portfolios
March 2, 2015
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Point-of-sale consumer lending in retail and medical services can help increase loan portfolios and distinguish local credit unions from large, universal banks.
Using Underwriting To Broaden Your Reach
March 2, 2015
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Effective underwriting facilitates two primary benefits: driving profitable loan growth and engaging members.
Credit Unions And RESPA-TILA: A 4-Step Guide To Taming The Compliance Beast
March 2, 2015
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Credit Unions should consider these four tips to make sure they’re ready for the change.
The Alternative To Dealer Partners
Whether they substitute or augment your dealer relationships, car buying services can help support targeted strategies.
The Opportunity In Crowdsourced Lending For A Hispanic Community
California-based Travis Credit Union combines the credit union experience with cultural customs.
Member-Focused Staff Can Sell With Tech Tools
You can have a member-focused staff while increasing sales and growing fee-income opportunities through technology.
The Year Of The Credit Union Loan
The strategies, trends, and data presented this week on CreditUnions.com underscore the lending opportunities credit unions have in 2015.
Credit Union Lending In 2014
Seven graphics highlight where the credit union industry gained the most momentum during the past year.
Seven Seventeen Doubles Loan Growth With CRIF ACTion
Increased efficiency and added functionality spurs a jump from 4% growth in 2013 to 8% in 2014.
Tapping Into Retail And Medical Financing To Grow Loan Portfolios
Point-of-sale consumer lending in retail and medical services can help increase loan portfolios and distinguish local credit unions from large, universal banks.
Using Underwriting To Broaden Your Reach
Effective underwriting facilitates two primary benefits: driving profitable loan growth and engaging members.
Credit Unions And RESPA-TILA: A 4-Step Guide To Taming The Compliance Beast
Credit Unions should consider these four tips to make sure they're ready for the change.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
SECU Scores Obama Nod With FICO Program