Strategies To Enhance Mortgage Efficiency Without Cutting Jobs
Credit unions are shuffling staff and reimagining operations to make up for a slowdown in home lending.
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
The Art Of Selling On Social Media
Credit unions are navigating regulatory compliance and setting guidelines to help mortgage, investment, and deposit teams gain more traction on social.
2024 Lending Outlook: Hopes, Fears, And Serving Members In The Year Ahead
Forget the Beige Book — these credit union executives offer insights on what it will take to see green.
What To Watch In Payments In 2015
February 2, 2015
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Retailers, interchange beneficiaries, and merchants all want to circumvent the card networks.
How To Bounce Back When Your Auto Portfolio Bottoms Out
January 26, 2015
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When indirect lending margins at Orange County’s Credit Union started to shrink, the $1.2 billion cooperative injected life into its auto portfolio with a new focus, a fresh marketing campaign, and different metrics.
How After-Hours Underwriting Boosts Auto Lending
January 26, 2015
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Increase profits by processing loans after your doors close.
How Indirect Lending Helped Oregon Community Achieve 5.6% Market Share
January 26, 2015
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At the close of 2014, the Beaver State cooperative was the No. 3 lender in Oregon, trailing only Wells Fargo and Toyota Motor Credit.
What Has 4 Wheels And A Windshield?
January 26, 2015
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This week, CreditUnions.com explores the ways four credit unions from across the country are poised to take advantage of a booming auto market.
The Power Of The Powertrain: Get Members The Simplest VSA Program
January 26, 2015
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Competition among finance and insurance products in the dealer showroom is heating up.
How Credit Unions Can Prove Themselves
January 19, 2015
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A review of practices that show how and why credit unions are boosting their visibility and viability.
CFPB Casts Eye On College Card Deals
January 15, 2015
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Bureau proposes scorecard to help schools avoid bad deals for students.
Credit Union Leaders In Purchase Mortgage Market Share
October 3, 2014
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These credit unions stood out among the rest for their ability to capture a high level of purchase mortgages in their local markets.
Anatomy Of A Loan: An Update On State Employees’ Credit Union
October 14, 2013
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SECU of North Carolina brings its focus back home to ensure it is taking care of its Tar Heel State members.
What To Watch In Payments In 2015
Retailers, interchange beneficiaries, and merchants all want to circumvent the card networks.
How To Bounce Back When Your Auto Portfolio Bottoms Out
When indirect lending margins at Orange County’s Credit Union started to shrink, the $1.2 billion cooperative injected life into its auto portfolio with a new ...
How After-Hours Underwriting Boosts Auto Lending
Increase profits by processing loans after your doors close.
How Indirect Lending Helped Oregon Community Achieve 5.6% Market Share
At the close of 2014, the Beaver State cooperative was the No. 3 lender in Oregon, trailing only Wells Fargo and Toyota Motor Credit.
What Has 4 Wheels And A Windshield?
This week, CreditUnions.com explores the ways four credit unions from across the country are poised to take advantage of a booming auto market.
The Power Of The Powertrain: Get Members The Simplest VSA Program
Competition among finance and insurance products in the dealer showroom is heating up.
How Credit Unions Can Prove Themselves
A review of practices that show how and why credit unions are boosting their visibility and viability.
CFPB Casts Eye On College Card Deals
Bureau proposes scorecard to help schools avoid bad deals for students.
Credit Union Leaders In Purchase Mortgage Market Share
These credit unions stood out among the rest for their ability to capture a high level of purchase mortgages in their local markets.
Anatomy Of A Loan: An Update On State Employees’ Credit Union
SECU of North Carolina brings its focus back home to ensure it is taking care of its Tar Heel State members.
Browse Topics
3 Ways The Balance Sheet Is Adjusting To New Borrowing Habits
Roman Ojala
Consumers are adjusting their financing habits to the new economy, and as economic realities shift, members are rethinking how — and where — they access credit.
Macroeconomics: First-Quarter Trends Or Headwinds?
Andrew Lepczyk
Six data points showcase key dynamics shaping the U.S. economy that could direct credit union decision-making in the year to come.
Risk In Motion: Why Your Risk Program Needs To Move Faster
Callahan & Associates
Risk might or might not impact your organization, but you must be ready regardless.
Credit Union Asset Quality In 1Q 2025
Tony Waltrich
Delinquency and charge-offs have largely plateaued from last year. Encouragingly, many products improved compared to the previous quarter.
Credit Union Savers Favor Flexibility Over Returns
Sherry Virden
Members are changing the way they deposit their money, saving more and opting for lower-yielding, more liquid account types.
Quarterly Market Snapshot And Two-Year Financial Statement
Andrew Lepczyk
Quarterly performance reports from Callahan & Associates highlight important metrics from across the credit union industry. Comparing top-level performance and digging into the financial statement has never been easier.
Tracy Verner Is Breaking Barriers In St. Louis Finance
Savana Morie
The community development manager at Alltru FCU turned in her barbells for bank accounts and is building access one account at a time.
From Internship To Credit Union Career
Aaron Passman
With the academic year over, students across the country are moving into internships — some of those young workers will be the future of the industry.
Is It Time To Rethink In-House Collections? Strategic Considerations For Financial Institutions.
Callahan & Associates
Rising costs, limited staffing and evolving compliance expectations are pushing leaders to reevaluate how and who should handle collections.
Forging A Bridge From Classroom To Career
Andrew Lepczyk
Credit union internship programs address equity and access, offering the extra credit students need as they prepare to enter the workforce.