Lending

Our Lending page is the spot for credit union strategies on product development, operations, and pricing.

Affordable Housing Isn’t About Business. It’s About People.

NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out

Midwestern Credit Unions Break New Ground With Auto Loans

Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.

7 Smart Loans For Life’s Big Moments

From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.

Anatomy Of A Dual Market: An Update On Security Service Federal Credit Union

October 8, 2013 No Comments

The Texas-based juggernaut now serves three states and nearly a million members.

Which credit union has originated the largest amount of member business loans through June 2013?

October 1, 2013 No Comments

Credit unions nationwide have originated a total of $8.1 billion in the first six months of 2013, up 12.4% from $6.8 billion reported in the previous June. Among all loan categories, member business loans were the second fastest growing segment of the loan portfolio as of June 2013, topped only by new auto loans. Melrose

Focus Financial Services On Seniors

April 2, 2012 No Comments

Credit unions can accommodate their older demographic with reverse mortgages, financial investment services, and elder abuse education.

Commentary On NCUA’s January 26 Proposed Rule on TDRs

January 27, 2012 No Comments

A summary of key provisions of the proposed action with commentary on what the rule will mean for credit unions.

Features

Anatomy Of A Dual Market: An Update On Security Service Federal Credit Union

Rebecca Wessler October 8, 2013

The Texas-based juggernaut now serves three states and nearly a million members.

Industry Insights

Which credit union has originated the largest amount of member business loans through June 2013?

October 1, 2013

Credit unions nationwide have originated a total of $8.1 billion in the first six months of 2013, up 12.4% from $6.8 billion reported in the ...

Features

Focus Financial Services On Seniors

Bailey Reutzel April 2, 2012

Credit unions can accommodate their older demographic with reverse mortgages, financial investment services, and elder abuse education.

Features

Commentary On NCUA’s January 26 Proposed Rule on TDRs

January 27, 2012

A summary of key provisions of the proposed action with commentary on what the rule will mean for credit unions.

Browse Topics

Keep The Mortgage. Ditch The Fees.

Savana Morie

A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.

Colorful digital promo for Baton Rouge Telco Federal Credit Union's Era's Tour-inspired HELOC campaign. It features bold “zero out-of-pocket costs” messaging and a call-to-action button.

Home Is Where The Heart (And More) Is

Aaron Passman

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

Visions FCU ad for credit union home equity lending highlights a no-closing-cost HELOC using an image of a family at a water park and the message “Unlock Your Home’s Equity.”

3 Ways To Market For HELOC Success

Aaron Passman

Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.

Small House, Big Opportunity: 2 Takes On Manufactured Home Loans

Aaron Passman

Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.

Mortgage Lending Is Back, But It Looks Different

Tony Waltrich

After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.