Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Langley Members Help Other Homebuyers
February 14, 2022
No Comments
A new program for first-time mortgage applicants intends to substantially reduce burdens around closing costs.
Interest Buy Downs Take Flight At Wings Financial
February 10, 2022
No Comments
The Twin Cities cooperative is giving card users the option to reduce auto loan interest rates as a points redemption.
Meet The Lending Finalists For The 2022 Innovation Series
February 8, 2022
No Comments
This year’s lending solutions provide inventive ways for credit unions to serve members.
3 Lending Trends From The Third Quarter Of 2021
February 7, 2022
No Comments
First mortgage and used auto dominate the loan portfolio, but commercial lending is hitting an all-time high.
3 Ways To Boost Lending In 2022
February 7, 2022
No Comments
The reopening of local economies and the return of pre-pandemic consumer spending habits have mostly offset the role pandemic relief programs have played in recent growth. According to the New York Fed’s Center for Microeconomic Data, the number of credit inquiries have returned to 2019 levels. And thanks to additional post-CARES Act policies at federal
The Importance Of Environmental Site Assessments In Commercial Lending
February 7, 2022
No Comments
Knowledge is power, or at least innocence, when it comes to appraising collateral in commercial loan underwriting.
How Being ‘Unapologetically Different’ Helped Buckeye State’s Turnaround
February 7, 2022
No Comments
A focus on reining in costs and changing organizational culture have transformed the Ohio-based institution.
Is Loan Growth Keeping Pace With Deposit Growth At Your Credit Union?
February 7, 2022
No Comments
How residual based financing can help credit unions increase their auto loan volume.
Credit Union Outlook 2022: Collections And Delinquencies
January 26, 2022
No Comments
In today’s environment, credit unions will need to focus on modernizing their collection operations.
2022 Vendor Showcase (Part 2)
January 21, 2022
No Comments
Looking for new solutions? Check out these featured credit union suppliers.
Langley Members Help Other Homebuyers
A new program for first-time mortgage applicants intends to substantially reduce burdens around closing costs.
Interest Buy Downs Take Flight At Wings Financial
The Twin Cities cooperative is giving card users the option to reduce auto loan interest rates as a points redemption.
Meet The Lending Finalists For The 2022 Innovation Series
This year’s lending solutions provide inventive ways for credit unions to serve members.
3 Lending Trends From The Third Quarter Of 2021
First mortgage and used auto dominate the loan portfolio, but commercial lending is hitting an all-time high.
3 Ways To Boost Lending In 2022
The reopening of local economies and the return of pre-pandemic consumer spending habits have mostly offset the role pandemic relief programs have played in recent ...
The Importance Of Environmental Site Assessments In Commercial Lending
Knowledge is power, or at least innocence, when it comes to appraising collateral in commercial loan underwriting.
How Being ‘Unapologetically Different’ Helped Buckeye State’s Turnaround
A focus on reining in costs and changing organizational culture have transformed the Ohio-based institution.
Is Loan Growth Keeping Pace With Deposit Growth At Your Credit Union?
How residual based financing can help credit unions increase their auto loan volume.
Credit Union Outlook 2022: Collections And Delinquencies
In today’s environment, credit unions will need to focus on modernizing their collection operations.
2022 Vendor Showcase (Part 2)
Looking for new solutions? Check out these featured credit union suppliers.
Browse Topics
Credit Human Redefines ‘Green’ In The Heart Of Texas
Savana Morie
The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.
CDFIs By The Numbers
Omar Shalabi
CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.
Serving The Underserved Without Accepting Preventable Fraud Losses
Callahan & Associates
Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.
Inside An In-School Model That Links Classrooms With College And Careers
Savana Morie
Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.
6 Credit Union Executive Priorities For 2026
Jay Johnson
Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.
What’s Next For Credit Union Earnings?
Omar Shalabi
As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.
The Great Wealth Transfer Is Also A Relationship Transfer
Savana Morie
Harvard FCU combines digital estate planning with human financial guidance to support positive, proactive wealth transfer across generations.
The Lending Lag Is Real, And Here’s What Smaller Credit Unions Can Do About It
Callahan & Associates
Discover how small to midsize credit unions can weather the economic headwinds hitting their communities right now.
Fresh Risks For Financial Markets
Jason Haley
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
What’s In A Name: AVP Of Member Insights
Aaron Passman
At Service Credit Union, Dave Widener connects data, strategy, and culture to shape better outcomes for members.