Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
How To Develop The Next Generation Of Leaders
November 9, 2021
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A Tennessee credit union is boosting performance with a program geared to support up-and-coming leaders.
The Build Vs. Buy Decision For CECL Implementation
November 9, 2021
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How credit unions can avoid “analysis paralysis” as January 2023 deadline draws near.
What To Consider When The Mortgage Market Shifts
November 8, 2021
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What goes up must come down. It’s time for credit union and mortgage professionals to consider their next steps — before it’s too late.
Home-Selling Seminars Benefit Members And Boost Business
November 3, 2021
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A new offering at Interra Credit Union helps the cooperative stand out from competitors while educating members about the ins and outs of buying and selling a house.
Helping St. Louis Help Itself
October 29, 2021
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1st Financial combines the right products with direct engagement to help underbanked residents build credit and financial security.
Rebuilding Community One Mortgage At A Time
October 29, 2021
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How a loan consortium in La Crosse, WI, aims to rebuild downtown and keep college students in state.
Keeping Up With Members’ Consumer Lending Expectations Post-Pandemic
October 25, 2021
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Credit unions need to embrace integrated lending processes to compete in a need-it-now and from anywhere world.
Rhetoric Versus Reality: What’s Happening In DC And What It Means For Student Lending
October 18, 2021
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Debt forgiveness seems unlikely but opportunity for refinancing would grow after payment pause ends on Jan. 31, 2022.
CECL Is Coming: Are You Prepared?
October 4, 2021
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Here are some key points to consider about being qualitatively and quantitatively prepared for the new Current Expected Credit Loss (CECL) standards.
The Power of the Cooperative at Work: The Gregory’s Story
September 29, 2021
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Seth and Lindsey Gregory had done all the right things to afford their first home and start a family. Life, however, sometimes throws a curve ball. Hear their story and remember to give thanks for all your blessings this Thanksgiving.
How To Develop The Next Generation Of Leaders
A Tennessee credit union is boosting performance with a program geared to support up-and-coming leaders.
The Build Vs. Buy Decision For CECL Implementation
How credit unions can avoid "analysis paralysis" as January 2023 deadline draws near.
What To Consider When The Mortgage Market Shifts
What goes up must come down. It’s time for credit union and mortgage professionals to consider their next steps — before it’s too late.
Home-Selling Seminars Benefit Members And Boost Business
A new offering at Interra Credit Union helps the cooperative stand out from competitors while educating members about the ins and outs of buying and ...
Helping St. Louis Help Itself
1st Financial combines the right products with direct engagement to help underbanked residents build credit and financial security.
Rebuilding Community One Mortgage At A Time
How a loan consortium in La Crosse, WI, aims to rebuild downtown and keep college students in state.
Keeping Up With Members’ Consumer Lending Expectations Post-Pandemic
Credit unions need to embrace integrated lending processes to compete in a need-it-now and from anywhere world.
Rhetoric Versus Reality: What’s Happening In DC And What It Means For Student Lending
Debt forgiveness seems unlikely but opportunity for refinancing would grow after payment pause ends on Jan. 31, 2022.
CECL Is Coming: Are You Prepared?
Here are some key points to consider about being qualitatively and quantitatively prepared for the new Current Expected Credit Loss (CECL) standards.
The Power of the Cooperative at Work: The Gregory’s Story
Seth and Lindsey Gregory had done all the right things to afford their first home and start a family. Life, however, sometimes throws a curve ...
Browse Topics
Keep The Mortgage. Ditch The Fees.
Savana Morie
A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Home Is Where The Heart (And More) Is
Aaron Passman
Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.
3 Ways To Market For HELOC Success
Aaron Passman
Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Small House, Big Opportunity: 2 Takes On Manufactured Home Loans
Aaron Passman
Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Mortgage Lending Is Back, But It Looks Different
Tony Waltrich
After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.