Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Making A Community Impact In Vermont And Beyond
January 10, 2022
No Comments
Member-directed giving, values-based programs, and the cooperative spirit all guide VSECU’s efforts to leave a positive impact on its community.
Credit Unions Are Turning The Motor City Into Mortgage City
January 5, 2022
No Comments
Quicken Loans might be underpinning the revitalization of Detroit, but financial cooperatives are serving the long-awaited renaissance in their own ways.
A Small But Mighty Response To Payday Lenders And Fintech Competitors
January 5, 2022
No Comments
Credit unions are experimenting with employee-sponsored small-dollar loan programs at the urging of Filene and the FINRA Foundation.
ELGA Fuels Growth For Areas In Need
January 5, 2022
No Comments
The Michigan cooperative is going against the grain of other FIs by serving moderate to low-income members, opening new branches, and tapping CDFI funds to lend to people in need.
Arlington Community Sets The PACE For Sustainability
January 5, 2022
No Comments
The Virginia cooperative leverages a government-guaranteed loans program to help local business owners make an environmental difference.
Something To Salute: A Mortgage Program For Military Members
January 3, 2022
No Comments
How VyStar Credit Union turned member input into tangible features for its Military Heroes Mortgage.
Desert Financial Leads With Heart To Conquer New Markets
November 29, 2021
No Comments
The Arizona cooperative commits time and money to fundraising, grants, and activities that revolve around the idea of giving back.
Robots To The Rescue
November 29, 2021
No Comments
Patelco is revving up robotic processes to improve its mortgage document flow without replacing people.
Seattle Credit Unions Invest Together In Affordable Housing
November 22, 2021
No Comments
Five cooperatives provide the final piece of public-private funding needed to launch a 277-unit project in suburban King County.
3 Takeaways From Trendwatch 3Q 2021
November 15, 2021
No Comments
Credit union success on the balance sheet and income statement in the third quarter is creating new opportunities for future impact.
Making A Community Impact In Vermont And Beyond
Member-directed giving, values-based programs, and the cooperative spirit all guide VSECU’s efforts to leave a positive impact on its community.
Credit Unions Are Turning The Motor City Into Mortgage City
Quicken Loans might be underpinning the revitalization of Detroit, but financial cooperatives are serving the long-awaited renaissance in their own ways.
A Small But Mighty Response To Payday Lenders And Fintech Competitors
Credit unions are experimenting with employee-sponsored small-dollar loan programs at the urging of Filene and the FINRA Foundation.
ELGA Fuels Growth For Areas In Need
The Michigan cooperative is going against the grain of other FIs by serving moderate to low-income members, opening new branches, and tapping CDFI funds to ...
Arlington Community Sets The PACE For Sustainability
The Virginia cooperative leverages a government-guaranteed loans program to help local business owners make an environmental difference.
Something To Salute: A Mortgage Program For Military Members
How VyStar Credit Union turned member input into tangible features for its Military Heroes Mortgage.
Desert Financial Leads With Heart To Conquer New Markets
The Arizona cooperative commits time and money to fundraising, grants, and activities that revolve around the idea of giving back.
Robots To The Rescue
Patelco is revving up robotic processes to improve its mortgage document flow without replacing people.
Seattle Credit Unions Invest Together In Affordable Housing
Five cooperatives provide the final piece of public-private funding needed to launch a 277-unit project in suburban King County.
3 Takeaways From Trendwatch 3Q 2021
Credit union success on the balance sheet and income statement in the third quarter is creating new opportunities for future impact.
Browse Topics
Keep The Mortgage. Ditch The Fees.
Savana Morie
A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Home Is Where The Heart (And More) Is
Aaron Passman
Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.
3 Ways To Market For HELOC Success
Aaron Passman
Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Small House, Big Opportunity: 2 Takes On Manufactured Home Loans
Aaron Passman
Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Mortgage Lending Is Back, But It Looks Different
Tony Waltrich
After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.