Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Small-Dollar Loans Boast Big Career Potential
November 16, 2020
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A Louisiana credit union brings technical education within reach by removing two major barriers to attaining it.
Don’t Settle For The Status Quo. Boost Engagement With Your Loan Members.
November 13, 2020
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Pay it with Payigy.
Prepare Members For A Hotly Competitive Homebuying Market
November 2, 2020
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How a Roadmap to Homeownership can provide an edge to homebuyers, especially first-timers.
Intelligent Communication Strategies To Improve Your Collections Efforts
November 2, 2020
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A scalable solution for outsourcing collections can save up to 50% compared with in-house efforts.
Purpose + Data = A New Take On Product Development
November 2, 2020
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Research and reflection drives a new lineup of products and services at Seattle Credit Union.
New Recession. Different Problems.
November 2, 2020
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Five credit union lending executives from across the country share how the COVID-19 pandemic compares to the Great Recession.
3 Lending Trends To Inform Strategy In 2021
November 2, 2020
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Loan performance in 2020 might shed light on the future of credit union lending.
The Shifting Landscape Of Higher Education Finance
October 26, 2020
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How COVID-19 and new leadership could impact student lending policy.
Consumer Vehicle Purchasing Trends In The “New Normal” And What They Mean For Your Credit Union
October 26, 2020
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How to position your credit union for a post-COVID world.
It’s Time For A Race Equity Agency
October 12, 2020
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Can market forces balance racial inequities?
Small-Dollar Loans Boast Big Career Potential
A Louisiana credit union brings technical education within reach by removing two major barriers to attaining it.
Don’t Settle For The Status Quo. Boost Engagement With Your Loan Members.
Pay it with Payigy.
Prepare Members For A Hotly Competitive Homebuying Market
How a Roadmap to Homeownership can provide an edge to homebuyers, especially first-timers.
Intelligent Communication Strategies To Improve Your Collections Efforts
A scalable solution for outsourcing collections can save up to 50% compared with in-house efforts.
Purpose + Data = A New Take On Product Development
Research and reflection drives a new lineup of products and services at Seattle Credit Union.
New Recession. Different Problems.
Five credit union lending executives from across the country share how the COVID-19 pandemic compares to the Great Recession.
3 Lending Trends To Inform Strategy In 2021
Loan performance in 2020 might shed light on the future of credit union lending.
The Shifting Landscape Of Higher Education Finance
How COVID-19 and new leadership could impact student lending policy.
Consumer Vehicle Purchasing Trends In The “New Normal” And What They Mean For Your Credit Union
How to position your credit union for a post-COVID world.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
It’s Time For A Race Equity Agency