Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Self-Service, Niche Communities, And Asset Quality
October 28, 2019
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Five can’t-miss data points this week on CreditUnions.com.
How To Loan More With Less Risk
October 28, 2019
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Open Lending’s lenders protection tools calculate risk and then insures loans through third-party carriers.
Are Your Loans Good For Members?
October 28, 2019
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An examination of three economic indicators helps credit unions evaluate whether their loan strategy is good for individual members as well as the overall membership.
Mortgage Market Trends & How To Use MortgageAnalyzer
October 22, 2019
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Watch this webinar for an analysis of mortgage trends based on the newly released HMDA data, and how you can use Callahan software to gain insight into your own market.
Inside Sound Credit Union’s Much-Debated Bank Acquisition
October 21, 2019
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With credit union acquisitions of banks on the rise, the ABA has gone on the offensive. Sound CU shares why its recent purchase of The Bank of Washington makes good business sense and its strategies for onboarding former bank customers, employees, loans, and more.
Bank Buying, Sustainable Living, HMDA Data
October 21, 2019
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Five can’t-miss data points this week on CreditUnions.com.
Mortgage Market Share By Age Range: What Does The Data Show?
October 21, 2019
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Credit unions excel in open-ended mortgage lending but lose their share of this niche market as borrowers age.
How A Florida Credit Union Mixes Business With Business
October 15, 2019
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Community First’s referral partnership with its local university small business center mixes money with mission.
Fostering Small Business In The Big Apple
October 15, 2019
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One New York credit union nurtures startups and established businesses in the nation’s most competitive city.
Credit Unions Hammer Away At Unemployment
October 15, 2019
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Job fairs, management training programs, and loan relief benefit local employment rates.
Self-Service, Niche Communities, And Asset Quality
Five can't-miss data points this week on CreditUnions.com.
How To Loan More With Less Risk
Open Lending’s lenders protection tools calculate risk and then insures loans through third-party carriers.
Are Your Loans Good For Members?
An examination of three economic indicators helps credit unions evaluate whether their loan strategy is good for individual members as well as the overall membership.
Mortgage Market Trends & How To Use MortgageAnalyzer
Watch this webinar for an analysis of mortgage trends based on the newly released HMDA data, and how you can use Callahan software to gain ...
Inside Sound Credit Union’s Much-Debated Bank Acquisition
With credit union acquisitions of banks on the rise, the ABA has gone on the offensive. Sound CU shares why its recent purchase of The ...
Bank Buying, Sustainable Living, HMDA Data
Five can't-miss data points this week on CreditUnions.com.
Mortgage Market Share By Age Range: What Does The Data Show?
Credit unions excel in open-ended mortgage lending but lose their share of this niche market as borrowers age.
How A Florida Credit Union Mixes Business With Business
Community First’s referral partnership with its local university small business center mixes money with mission.
Fostering Small Business In The Big Apple
One New York credit union nurtures startups and established businesses in the nation’s most competitive city.
Credit Unions Hammer Away At Unemployment
Job fairs, management training programs, and loan relief benefit local employment rates.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.