Strategies To Enhance Mortgage Efficiency Without Cutting Jobs
Credit unions are shuffling staff and reimagining operations to make up for a slowdown in home lending.
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
The Art Of Selling On Social Media
Credit unions are navigating regulatory compliance and setting guidelines to help mortgage, investment, and deposit teams gain more traction on social.
2024 Lending Outlook: Hopes, Fears, And Serving Members In The Year Ahead
Forget the Beige Book — these credit union executives offer insights on what it will take to see green.
10 Steps To Better Business Intelligence
March 4, 2024
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It takes the right people, the right tools, and the right processes to create a data-driven culture.
A New Economic Environment Demands New Perspectives
March 2, 2024
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Credit union leaders can lead their organizations through a period of uncertainty by looking at results through a different lens.
Credit Unions And Dealerships Connect Via Seamless Indirect Lending Solutions
February 26, 2024
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The right streamlined processes plus industry insight supports auto portfolio growth.
A Financial Shelter For Vulnerable Homeowners
February 26, 2024
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A collaboration between Freedom First FCU and a local nonprofit is helping consumers ensure they can afford to buy a home and stay there for the long haul.
Is Now The Right Time To Offer Student Loans? Members Say ‘Yes.’
February 19, 2024
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How credit unions can meet the unique funding needs of today’s college students and families.
Meet The Finalists For The 2024 Innovation Series: Lending
February 19, 2024
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This year’s lending solutions provide inventive ways for credit unions to serve members.
There’s More Than 1 Way To Make A Mortgage
February 12, 2024
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An inclusive approach to home loans at Honor Credit Union helps the cooperative confront inequality across Michigan.
5 Takeaways From Trendwatch 2023
February 9, 2024
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What might performance in 2023 mean for 2024?
24% Of Consumers Would Choose Local FIs For Credit Cards
February 5, 2024
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Smaller financial institutions can maximize their competitiveness by providing key features that cardholders value, including rewards programs and the ability to split payments.
Ready To Make The Most Of Today’s Lending Environment? Wright-Patt Credit Union Is.
February 5, 2024
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Interest rates and inflation meet member budgetary challenges, but this Ohio credit union has a plan for that.
10 Steps To Better Business Intelligence
It takes the right people, the right tools, and the right processes to create a data-driven culture.
Credit Unions And Dealerships Connect Via Seamless Indirect Lending Solutions
The right streamlined processes plus industry insight supports auto portfolio growth.
A Financial Shelter For Vulnerable Homeowners
A collaboration between Freedom First FCU and a local nonprofit is helping consumers ensure they can afford to buy a home and stay there for ...
Is Now The Right Time To Offer Student Loans? Members Say ‘Yes.’
How credit unions can meet the unique funding needs of today’s college students and families.
Meet The Finalists For The 2024 Innovation Series: Lending
This year’s lending solutions provide inventive ways for credit unions to serve members.
There’s More Than 1 Way To Make A Mortgage
An inclusive approach to home loans at Honor Credit Union helps the cooperative confront inequality across Michigan.
24% Of Consumers Would Choose Local FIs For Credit Cards
Smaller financial institutions can maximize their competitiveness by providing key features that cardholders value, including rewards programs and the ability to split payments.
Ready To Make The Most Of Today’s Lending Environment? Wright-Patt Credit Union Is.
Interest rates and inflation meet member budgetary challenges, but this Ohio credit union has a plan for that.
Browse Topics
The Year Behind And A Look Ahead
Andrew Lepczyk
Six data points showcase what’s happening in the U.S. economy that could direct credit union decision-making in the year to come.
4 Ways To Build A Better Peer Group In 2025
Andrew Lepczyk
From geography to field of membership and more, here’s how to get a jump on performance benchmarking in the new year.
Credit Unions Can Support Americans’ No. 1 New Year’s Resolution
Aaron Passman
Consumers desperately want to save money, but an overwhelming majority say one or more obstacles stand in their way.
Best Of 2024: Fostering Financially Strong Credit Unions
Aaron Passman
A look back at how credit unions navigated 2024’s financial complexities to strengthen their balance sheets and build a resilient foundation for the future.
Best Of 2024: Driving Employee Engagement
Aaron Passman
Employee engagement was a top credit union priority in 2024, as the industry worked to tackle challenges like mental health, financial wellness, change management, and more.
Best Of 2024: Supporting Member Financial Wellbeing
Aaron Passman
A look back at how credit unions championed member financial wellbeing in 2024 with innovative products and services that meet members where they are and help them thrive.
Best Of 2024: Building Vibrant Communities
Aaron Passman
Credit unions in 2024 leveraged data, mobile branches, and innovative housing solutions to empower underserved communities, foster diversity, and create lasting member connections.
Everything Is More Expensive For Everyone
Sherry Virden
With the Fed poised to continue cutting interest rates, the near-term outlook for the credit union earnings model is much more promising.
Balance Sheet Flexibility Is Top Of Mind For Credit Unions
Roman Ojala
After adjusting to a new normal following a slew of rate increases, repricing opportunities could be on the horizon.
Quarterly Market Snapshot And Two-Year Financial Statement
Andrew Lepczyk
The latest quarterly performance metrics from across the credit union industry, including loan growth, income and expenses, and more.
A New Economic Environment Demands New Perspectives