Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Credit Union Leaders In 3 Auto Lending Metrics
December 21, 2017
No Comments
Credit unions make auto loans despite a slowdown in auto industry performance.
Holiday Loans That Generate Interest
December 18, 2017
No Comments
A range of rates and terms light up the credit union landscape around the world.
3Q 2017 Trendwatch
December 4, 2017
No Comments
This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.
State In The Spotlight: California
December 1, 2017
No Comments
California credit unions outperformed national averages on both sides of the balance sheet. Average loan balance, average share balance, and average member relationship were all higher than the national averages.
Appreciation For Appreciating Earning Assets
November 29, 2017
No Comments
Earning assets are the majority of assets at credit unions. What factors impact how credit unions can leverage them?
3 Takeaways From Trendwatch 3Q 2017
November 28, 2017
No Comments
Member-first, not bank-lite. How did credit unions perform in the third quarter?
Investments, Margins, And Online Reviews
November 27, 2017
No Comments
Five can’t-miss data points this week on CreditUnions.com.
More Students. More Student Lending.
November 21, 2017
No Comments
Student lending at credit unions was up 13.7% in third quarter 2017.
The Indirect Addiction, SEG Savings, And Millennial Homebuying
November 20, 2017
No Comments
Four can’t-miss data points this week on CreditUnions.com.
Breaking The Indirect Addiction
November 17, 2017
No Comments
Why Shoreline Credit Union sold its stake in indirect lending.
Credit Union Leaders In 3 Auto Lending Metrics
Credit unions make auto loans despite a slowdown in auto industry performance.
Holiday Loans That Generate Interest
A range of rates and terms light up the credit union landscape around the world.
3Q 2017 Trendwatch
This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.
State In The Spotlight: California
California credit unions outperformed national averages on both sides of the balance sheet. Average loan balance, average share balance, and average member relationship were all ...
Appreciation For Appreciating Earning Assets
Earning assets are the majority of assets at credit unions. What factors impact how credit unions can leverage them?
3 Takeaways From Trendwatch 3Q 2017
Member-first, not bank-lite. How did credit unions perform in the third quarter?
Investments, Margins, And Online Reviews
Five can’t-miss data points this week on CreditUnions.com.
More Students. More Student Lending.
Student lending at credit unions was up 13.7% in third quarter 2017.
The Indirect Addiction, SEG Savings, And Millennial Homebuying
Four can’t-miss data points this week on CreditUnions.com.
Breaking The Indirect Addiction
Why Shoreline Credit Union sold its stake in indirect lending.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.