Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
How High-Risk Lending Reaps Rewards
July 24, 2017
No Comments
Managing risk and building relationships helps two small credit unions lend to C-D-E-paper borrowers.
Trends In First Mortgage Lending
July 24, 2017
No Comments
Credit unions are taming risk and outperforming other financial institutions.
2 Real Millennials. 1 Real Mortgage. (Part 3)
July 10, 2017
No Comments
This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.
The Truth Behind Millennials And Their Relationship With Interest Rates
July 10, 2017
No Comments
The largest generation yet has only known low rates. Education and comparison tools could go a long way toward preparing them, and your credit union, for future home buying.
3 Considerations For Implementing Digital Lending Solutions
July 10, 2017
No Comments
Learn more about the next feature being added to the banking experience.
Tighten, Lighten, And Double Down
July 6, 2017
No Comments
How better portfolio tracking, a grounded MBL roster, and support from a broad line of CUSOs are helping Mazuma make a mark in the Kansas City area.
State In The Spotlight: Idaho
July 1, 2017
No Comments
There are three times the number of credit unions than banks in Idaho, and members are making the most of the credit union movement. Idaho credit unions post the third-best performance among all 50 states for member, asset, loan, and share growth.
2 Real Millennials. 1 Real Mortgage. (Part 2)
June 28, 2017
No Comments
This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.
Credit Unions, Resilience, And The American Dream
June 27, 2017
No Comments
On display at ACUC: Resilience in the credit union movement, among members, and at the institutions themselves.
The 2 Sides Of Loan Portfolio Delinquency
June 26, 2017
No Comments
Loan delinquency has been steadied by a balancing act between rising consumer and falling real estate loan delinquency.
How High-Risk Lending Reaps Rewards
Managing risk and building relationships helps two small credit unions lend to C-D-E-paper borrowers.
Trends In First Mortgage Lending
Credit unions are taming risk and outperforming other financial institutions.
2 Real Millennials. 1 Real Mortgage. (Part 3)
This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.
The Truth Behind Millennials And Their Relationship With Interest Rates
The largest generation yet has only known low rates. Education and comparison tools could go a long way toward preparing them, and your credit union, ...
3 Considerations For Implementing Digital Lending Solutions
Learn more about the next feature being added to the banking experience.
Tighten, Lighten, And Double Down
How better portfolio tracking, a grounded MBL roster, and support from a broad line of CUSOs are helping Mazuma make a mark in the Kansas ...
State In The Spotlight: Idaho
There are three times the number of credit unions than banks in Idaho, and members are making the most of the credit union movement. Idaho ...
2 Real Millennials. 1 Real Mortgage. (Part 2)
This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.
Credit Unions, Resilience, And The American Dream
On display at ACUC: Resilience in the credit union movement, among members, and at the institutions themselves.
The 2 Sides Of Loan Portfolio Delinquency
Loan delinquency has been steadied by a balancing act between rising consumer and falling real estate loan delinquency.
Browse Topics
CDFIs By The Numbers
Omar Shalabi
CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.
Credit Human Redefines ‘Green’ In The Heart Of Texas
Savana Morie
The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.
Serving The Underserved Without Accepting Preventable Fraud Losses
Callahan & Associates
Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.
Inside An In-School Model That Links Classrooms With College And Careers
Savana Morie
Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.
6 Credit Union Executive Priorities For 2026
Jay Johnson
Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.
What’s Next For Credit Union Earnings?
Omar Shalabi
As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.
The Great Wealth Transfer Is Also A Relationship Transfer
Savana Morie
Harvard FCU combines digital estate planning with human financial guidance to support positive, proactive wealth transfer across generations.
The Lending Lag Is Real, And Here’s What Smaller Credit Unions Can Do About It
Callahan & Associates
Discover how small to midsize credit unions can weather the economic headwinds hitting their communities right now.
Fresh Risks For Financial Markets
Jason Haley
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
What’s In A Name: AVP Of Member Insights
Aaron Passman
At Service Credit Union, Dave Widener connects data, strategy, and culture to shape better outcomes for members.