Secondary market sales of burgeoning credit union mortgage share remains dominant, but credit unions are selling more loans to each other, too.
Five can’t-miss data points featured this week on CreditUnions.com.
Four can’t-miss data points featured this week on CreditUnions.com.
Credit unions are on track to hit $2.3 billion in participations sold in fourth quarter 2016.
Home equity lines of credit are drawing renewed interest among banks and credit unions as housing prices rebound amidst consumer confidence.
In today’s changing and often-uncertain economic environment, balance sheet management is top-of-mind with credit union executives.
Kevin Kesecker, vice president and chief lending officer for SECU of Maryland, offers advice on how to review packaged loans to make sure they are attractive — and worthwhile — to the credit union.
The fine print counts, so here are some common terms found in commercial loan documents spelled out in plain English.
The $6 billion credit union’s turnkey loan participation model helps two small credit unions get back in the cards game.
These seven charts highlight how things have changed in the past year and offer insight into what it means for credit unions moving forward.
The annual conference offered insights on why service organizations remain a strategic asset for credit unions and how collaboration, AI, and advocacy are shaping what comes next.
Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.
More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.
Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.
Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.
The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.
CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.
Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.
Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.
Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.