A Strategy To Grant First-Time Homebuyers Down Payment Assistance
Learn how St. Mary’s Bank offers low-income first-time homebuyers a reprieve from mounting down payment and closing costs.
Learn how St. Mary’s Bank offers low-income first-time homebuyers a reprieve from mounting down payment and closing costs.
Maroon Financial Credit Union lowered its efficiency ratio by generating more revenue from an expanded mortgage origination campaign.
Individualized, timely service and best rate possible for mortgage insurance can help seal the deal.
State Employees’ Credit Union takes a decentralized approach to its lending model. How does it work, and why does the credit union believe this complex, pricey model is worth it?
Making it easy to modify loans increases yield and revenue while building loyal relationships to last beyond the original note.
Credit unions can and should identify HELOC candidates and win that business before interest rates rise.
Today’s mobile generation can access end-to-end information during the mortgage process, and credit unions can customize apps with branded marketing messages.
Mortgage lenders are using data to gain an edge in closing more high-quality home loans.
Mortgages comprise more than 41% of the credit union industry’s balance sheet. As new regulations take form, the mortgage business is more complex than ever before.
Communication with real estate partners and with members will make disclosure changes less of a barrier to getting a home purchase closed.
With three full government shutdowns and repeated trips to the precipice in the past 25 years, credit unions have had plenty of opportunity to refine how they approach helping members during work stoppages.
After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.
With nearly all Michigan businesses classified as small, Lake Trust’s Entrepreneurial Institute, launched in partnership with Cleary University, helps owners sharpen skills, access resources, and reinforce local economic resilience.
Helping members understand and manage their credit score creates a powerful opportunity for credit unions.
Struggling to find full-time CFO talent? Discover how fractional CFO services provide strategic financial leadership tailored to the needs and budgets of small and mid-sized credit unions.
From transitional housing in Utah to custom bank accounts in Texas, two CEOs share how their credit unions are supporting young adults aging out of foster care.
From classrooms to credit unions, Brent Rempe’s approach as CEO at First Alliance Credit Union blends education, service, and purpose-driven leadership.
Resilient credit unions don’t just make plans — they build the muscle to bend, bounce back, and boldly adapt.
Credit union leaders bring Main Street realities to the Fed, proving that from housing to tariffs, advocacy starts with mission-driven voices at the table.
Americans are saving a historically low amount of money. Armed with that insight, credit unions can strengthen savings habits.