Pick Your Own Mortgage Terms
CitizensFirst Credit Union lets members customize the length of their mortgage to increase mortgage volume and reduce interest rate risk.
CitizensFirst Credit Union lets members customize the length of their mortgage to increase mortgage volume and reduce interest rate risk.
This week, CreditUnions.com explores how today’s cooperative financial institution balances risk, perks, and member benefits.
Credit Unions should consider these four tips to make sure they’re ready for the change.
These seven charts highlight how things have changed in the past year and offer insight into what it means for credit unions moving forward.
Patelco Credit Union takes a holistic view when it comes to evaluating investment decisions.
How credit unions are using payments, loan applications, and location-based offers to build a big user experience in a small delivery channel.
Qualified mortgage rules should reflect bigger credit unions as part of the solution, not part of the problem.
First mortgage loans outstanding and originations accelerated during the fourth quarter at the Florida credit union.
Rising wages, employment may be greeted by rate hikes as Fed works to direct economic harmony.
When indirect lending margins at Orange County’s Credit Union started to shrink, the $1.2 billion cooperative injected life into its auto portfolio with a new focus, a fresh marketing campaign, and different metrics.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
CFPB Should Expand ‘Small Lender’ Definition